BACK

RAO Bulletin Update
1 October 2006


THIS BULLETIN UPDATE CONTAINS THE FOLLOWING ARTICLES:

== NDAA 2007 [12] ----------------------------- (Debate continues)
== NDAA 2007 [13] ----------------- (Appropriations Act Passed)
== VA Claim Denial [01] ----------- (Multiple Claim Submission)
== VA Data Privacy Breach [25] ---- (2nd Computer Recovered)
== VA Retro Pay Project [03] ------------------------- (Pay Begins)
== Cervical Cancer [01] ---------------- (WRAMC Offers Vaccine)
== TFL Claim Processing [03] ---------------- (Opt-out Providers)
== VA Disability & SSDI ------------------------- (Who is eligible)
== TRICARE Reserve Select [05] ---------------- (Begins 1 OCT)
== VA Mental Health Funding -- (Administration Shortchanging)
== FEHBP Premiums 2007------------------------  (2.3% Increase)
== GI Bill Inequities --------------------------- (Low DoD Priority)
== Tricare Uniform Formulary [14] ------- (90 Days Insufficient)
== Tricare Catastrophic Cap Update 03------------- (1 OCT Reset)
== Generic Drug Prices Update 01----------- (WalMart Decrease)
== Hurricane Safety ---------------------------- (Are You Prepared)
== Sole Surviving Child (Enlistment): --------- (Who Must Serve)
== Military Ins/Investment Predators -- (S.418 Sent to President)
== Military Payday Lenders [01] ----------------- (How they do it)
== Military Payday Lenders [02] --------------- (One less Lender)
== VA GAO Findings [01] --------------------- (Room to Improve)
== Commerce Dept Privacy Breach ---- (Lost/stolen Computers)
== VA COLA 2007 [01] ------------------------ (Potentially 2.9%)
== VA Disability Buyout [01] ------------------- (Buyout Origins)
== VA Disability Buyout [02] ------------------- (VDBC Studying)
== AHLTA [02] ------------------------------- (USAF to go Online)
== VA Facility Funding ----------------------- (Sharing Resources)
== VA Claim Error Rate [01] ----- (House Oversight Committee)
== Agent Orange Cancer Study [01] --------- (Ranch Hand Ends)
== Mobility System ------------------------------- (VHA Coverage)
== GI Bill Update 10---------------------- (Payment Rate Increase)
== COLA 2007 Update 06--------------------------- (3.6% to Date)
== Gulf War Syndrome -------------------------- (Still Not defined)
== Vet Cemetery Florida Update 03----- (New Jacksonville Site)
== VA Clinic Florida ----------------------- (Cape Coral New Site)
== Equal Justice for Servicemen -------- (Supreme Court Access)
== Legislative Process ---------------------------------- (Bill to Law)
== Military Legislation Status ------------------- (Where we stand)


NDAA 2007 UPDATE 12:  Work continues on the 2007 Defense Authorization 
Bill (S. 2766/H.R.5122).  While information on progress in the 
conference committee remains tightly held, conversation with conferees and 
congressional staff indicates that the steep increase in TRICARE fees 
proposed by DoD has been rejected.  However, it is reported that language 
dealing with pharmacy issues remains under negotiation.  The House bill 
contains a provision to increase pharmacy costs from $3 to $6 for 
generic drugs and from $9 to $16 for brand name.  The Senate language would 
keep copays at current levels.  Also at stake in the conference is 
advance on the SBP/DIC offset, military pay raises, concurrent receipt 
changes and a number of other issues important to veterans. Though most of 
the bill apparently has already been settled, nothing is finished until 
the conference report is filed.  

     It appears that the House provision on providing postal assistance 
to families with loved ones overseas may not make the final cut.  The 
provision would help families and friends with troops deployed in Iraq 
and Afghanistan get limited free mail privileges to send letters and 
care packages to those defending our freedom. Although a letter or package 
from home is always appreciated by troops stationed overseas, lifting 
morale and bringing a welcomed reminder of home this does not seem 
sufficient to allow approval.  Evidently, DoD and the Senate think there is 
a possibility that the free postage could result in transportation 
complications due to the upswing in mail that would result from the 
proposal. 

     From an article in USA TODAY, it appears that the chairman of the 
Senate Armed Services Committee Sen. John Warner (R-VA) has rejected 
House Speaker Dennis Hastert (R-IL-14) and Sen. Bill Frist (R-TN) effort 
to add amendments to his bill on Military Pay. Hastert wanted to add an 
amendment to the NDAA that would allow all judges to carry handguns and 
another amendment that pertained to Homeland security. First wanted to 
add an amendment that would curb internet gambling. Among other things 
Warner said in a memo to Frist that he is "Firmly Opposed" to including 
unrelated items to the Defense Bill. Hastert's spokesman said that 
after agreeing in July to remove the court security provisions from the 
Child Protection and Safety Act, the speaker received a promise from the 
Senate leadership that the legislation would be added to a legislative 
vehicle prior to the November elections. With Hastert sticking to his 
guns, the defense authorization bill appears primed to be delayed into 
November's lame-duck session
Warner rejected these proposals since they had nothing to do with the 
NDAA. [Source: NAUS Weekly Update 22 Sep 06 ++]


NDAA 2007 UPDATE 13:  The House and Senate conference committee on 21 
SEP agreed to a final version of H.R. 5631, the Defense Appropriations 
bill and on 26 SEP voted overwhelmingly, 394-22 to approve the final 
version. Acceding to reported pressure from the White House to limit any 
cuts in the Presidents request, the final amount of $447.6 billion 
includes $70 billion in emergency supplemental spending for the wars in Iraq 
and Afghanistan. Additionally the bill includes a continuing resolution 
that will fund programs in bills not completed by the start of the new 
fiscal year on 1 OCT. This measure, known as a “stop-gap” will fund 
those programs at their 2006 levels through 17 NOV. Delay is anticipated 
since Congress will recess for the NOV elections. The conference report 
was completed on 25 SEP and the Senate passed 100-0 the Defense 
Appropriations Act, which the House had already approved earlier in the week. 
The measure now goes to the President for signature into law. For 
defense, this action represents one-half of the equation. Yet to be 
completed is passage of the 2007 National Defense Authorization Act.

     An initial scan of the Preliminary Appropriations Compromise 
Report received by NAUS indicates:
-	There are provisions in the bill to stop any DoD requested Tricare 
enrollment fees or pharmacy co-pay increases. This favorable action is 
only in place for the new fiscal year and it is expected to be brought up 
again by DoD next year.
-	It restricts unscrupulous lending practices by imposing 36-percent 
annual interest rate cap on loans to servicemembers, along with other It 
provides a 2.2% pay raise for military personnel vice the 2.7% sought.  
This is the  smallest military pay raise in more than a decade.
-	It does not mention the SBP/DIC Offset or the "paid-up" provision for 
SBP for those 70 years and older and who have paid premiums for 30 
years or more.
-	There is no mention of the Mail Voucher provision that would provide 
a monthly postal benefit to families with loved ones overseas in combat 
or recovering from wounds as a result of actions in Afghanistan or 
Iraq.
-	It contains changes to improve Tricare benefits for Guard and 
Reserves.
-	It dropped the Senate-recommended provision to provide full, 
immediate concurrent receipt for disabled retirees designated "unemployable" by 
the VA.
-	It dropped the Senate-recommended provision to reduce retirement age 
by 3 months for every 90 days mobilized since 9/11.
-	It dropped Senate-recommended provision requiring additional 
incentive payments to doctors to take TRICARE patients in areas with physician 
shortages.
-	It provides $400,000 free SGLI coverage for members assigned to Iraq 
and Afghanistan.
-	It authorizes permanent ID cards for permanently disabled dependents 
of retirees, and requires a Pentagon report on giving members an option 
to have their Social Security numbers removed from ID cards
-	It makes all drilling reserve members eligible for Tricare coverage 
at the lowest current premium (28% of cost) and requires a Pentagon 
study of partially subsidizing continuation of a private employer's 
coverage of family members during periods of mobilization.
-	It dropped a proposal to mandate use of the mail-order pharmacy for 
all refills of maintenance medications. 
-	It dropped initiatives to eliminate copays for most drugs dispensed 
through the mail-order system and to require drug companies to give 
TRICARE equal price discounts on drugs dispensed through retail pharmacies. 

If issues not funded in the above are not included in the final report 
veterans will need to raise them again in the 110th Congress which 
starts in January 2007.  [Source: NAUS Weekly Update 29 Sep 06 ++]


VA CLAIM DENIAL UPDATE 01:  A new case decided on 27 JUL 06 by the U.S. 
Court of Appeals for the Federal Circuit could have negative 
ramifications for veterans and their dependents.  The Court held that "where the 
veteran files more than one claim with the VA Regional Office at the 
same time, and that office's decision acts (favorably or unfavorably) on 
one of the claims but fails to specifically address the other claim, 
the second claim is deemed denied, and the appeal period begins to run."  
The case was Andrews v. Nicholson, 421 F.3d 1278 (Fed. Cir. 2005)] 
which can be viewed at www.fedcir.gov/opinions/05-7155.pdf. This means, in 
contravention of 38 U.S.C. Sec. 5104 and 38 U.S.C. Sec. 3.103, that:
-	VA does not have to provide the claimant with notice of the claim or 
claims that have been deemed denied or the reasons for the denial; and 
-	The period in which to submit a notice of disagreement with the 
claims deemed denied begins to run from the date of the decision on any of 
the other simultaneously submitted claims; and
-	An unrepresented or poorly represented claimant could have the time 
to appeal the deemed denied claims run out without even knowing that the 
claims had been denied!

The new ruling also puts in question existing sections of 38 U.S.C. 
which state:
 (a)	In the case of a decision by the Secretary under section 511 of 
this title [38 USCS § 511] affecting the provision of benefits to a 
claimant, the Secretary shall, on a timely basis, provide to the claimant 
(and to the claimant's representative) notice of such decision. The 
notice shall include an explanation of the procedure for obtaining review of 
the decision.
 (b)	In any case where the Secretary denies a benefit sought, the 
notice required by subsection (a) shall also include (1) a statement of the 
reasons for the decision, and (2) a summary of the evidence considered 
by the Secretary.
 (c)	Statement of policy. Every claimant has the right to written 
notice of the decision made on his or her claim, the right to a hearing, and 
the right of representation. Proceedings before VA are ex parte in 
nature, and it is the obligation of VA to assist a claimant in developing 
the facts pertinent to the claim and to render a decision which grants 
every benefit that can be supported in law while protecting the 
interests of the Government. The provisions of this section apply to all claims 
for benefits and relief, and decisions thereon, within the purview of 
this part 3. 
(d)	The right to notice -- (1) General. Claimants and their 
representatives are entitled to notice of any decision made by VA affecting the 
payment of benefits or the granting of relief. Such notice shall clearly 
set forth the decision made, any applicable effective date, the 
reason(s) for the decision, the right to a hearing on any issue involved in 
the claim, the right of representation and the right, as well as the 
necessary procedures and time limits, to initiate an appeal of the 
decision.

    A legal opinion on whether this applies to both related and 
unrelated claims was that it did.  For example, if a veteran files claims for 
a back disability, tinnitus and a psychiatric disability, all at the 
same time, and only one of those claims is adjudicated, the others are 
deemed denied under the holding of this case. If no notice of 
disagreement is submitted within 1 year, the decision becomes final, and the 
veteran would have to submit new and material evidence in order to reopen 
those claims. If any of those claims are eventually granted, the 
effective date of compensation could only be from the date of the request to 
reopen those claims, rather than the date of filing for the original 
claims.  This also generates the problem of how a veteran could submit a 
claim for CUE (clear and unmistakable error) with specificity, as the law 
requires, when there has been no reason given for the denials.  VA has 
not yet released a press release or clarification on how they intend to 
proceed with present or future multiple claims. Veterans in this 
situation who receive notice of denial on any of their claims are advised to 
seek clarification from the VA on how to proceed.  However, since DVA 
has not yet promulgated  guidance to their ROs on how to proceed those 
inquiring may have to wait for an answer. [Source: VAWatchdog.Org - VA 
NEWS FLASH - 08-01-06 #1 ++]


VA DATA PRIVACY BREACH UPDATE 25:  The stolen desktop computer 
containing sensitive data on about 16,000 patients at Veterans Affairs 
Department medical centers has been recovered, and a suspect has been arrested.  
Washington DC resident 21 year old Khalil Abdullah-Raheem was charged 
in federal court 13 SEP with the theft of government property and 
released on a $50,000 personal recognizance bond, according to the VA 
Inspector General’s Office. Abdullah-Raheem was employed by a company that 
provides temporary labor to VA contractor Unisys Corp. Unisys was hired by 
VA to assist in insurance collections for various VA medical centers.  
Officials do not believe Abdullah-Raheem targeted the data, but the FBI 
is conducting a forensics analysis to determine if the data was 
compromised. The computer, owned by Unisys, contained insurance claim 
information for about 16,000 living patients treated in VA medical centers in 
Pittsburgh and Philadelphia. The computer just recovered was not 
encrypted.

      VA Secretary James Nicholson praised the investigative work of 
the IG and the FBI. Senate Veterans’ Affairs Committee Chairman Larry 
Craig, R-Idaho, called the recovery a shining moment for both 
organizations. Craig said, “This is the second time law enforcement has come 
through. Let’s hope there is no need for a third time.” The computer was 
stolen from a Unisys facility in Reston, VA. Abdullah-Raheem was working 
there temporarily as a building maintenance employee. The company had 
been offering a reward of up to $50,000 for information leading to the 
equipment’s recovery.  Investigators think the computer was taken in order 
to record music. Since a separate early May incident endangering 
personal information on 26.5 million veterans, Nicholson has vowed to make 
VA’s information security the best in the government by instituting a 
series of reforms of what critics say is a dysfunctional IT organization. 
One month ago, the VA announced that it will begin encrypting all 
agency computers through a $3.7 million contract to Systems Made Simple Inc. 
in Syracuse, N.Y. All agency laptops were to be encrypted by 15 SEP 06.  
As of 26 SEP VA had installed encryption software on nearly 15,000 
laptop computers.  In testimony before the Senate Veterans' Affairs 
Committee the department's acting chief information officer Robert Howard, 
said this represents most of VA's laptops. However,  his office was unable 
to encrypt fewer than 100 laptops because they would not accept 
software from GuardianEdge, a San Francisco-based data security company and 
these will not be used until they are properly secured. Desktop computers 
are next on the list for encryption.

     VA also is working to provide agency-owned computers to employees 
who currently use their personal machines for work purposes. Howard 
said the agency plans to wait for fiscal 2007, which begins 1 OCT because 
of the cost. In the meantime, employees who use their personally owned 
computers for work have been informed that they are required to protect 
any sensitive information. He added VA is conducting an inventory to 
get an idea of the cost of replacing what could potentially be thousands 
of personally owned computers, many of them used by the Veterans Health 
Administration's doctors. VA can track when employees log on to its 
network from personally owned computers, but cannot require the 
installation of security patches or see what employees are working on. 
Accomplishing VA Secretary James Nicholson's goal of making the department the 
"gold standard" for the government in information security will entail 
completing 322 actions listed in the department's Data 
Security-Assessment and Strengthening of Controls Program.  A document outlining the 
status of those actions indicates that the Veterans Health Administration 
and the Veterans Benefits Administration have yet to finish assessing 
their contractors’ IT activities. The document also states that the VA is 
20% finished implementing standardized IT directives and 27% of the way 
toward enhancing IT management security controls. VA officials also are 
working to fill 500 full-time positions created in the department's IT 
reorganization aimed at centralizing control over technology networks.  
In the interim the House passed HR 5835 a bill by voice vote 26 SEP. 
The bipartisan bill would reorganize information technology operations at 
the Veterans Affairs Department, would create an Office of the 
Undersecretary for Information Services at the Veterans Affairs Department, and 
offer credit monitoring in the event of a data breach.  [Source: 
GOVEXEC.com Daily Briefing 15 & 26 Sep 06 ++]

VA RETRO PAY PROJECT UPDATE 03:  Retirees do not need to apply. All 
retirees who may be eligible for additional money are expected to be 
identified by 1 OCT 06. Once all eligible retirees have been identified, 
DFAS will publish a general schedule on their Web site. DFAS says a small 
group of disabled military retirees in SEP will be the first of 133,000 
to receive lump-sum back payments, which are tied to start-up 
challenges for two concurrent receipt programs enacted since 2003.  The trickle 
of back payments will become a small geyser at the end of October. By 
then, officials say, another 40,000 retirees will see their catch-up 
payments deposited electronically in their bank accounts by either the VA, 
DFAS or by both.  Back payments will vary in size from several hundred 
dollars up to $10,000 or more. The average payment, by one estimate, 
will be $3700. Almost all retirees in line for the back pay served 20 or 
more years and all have disabilities that made them eligible for 
Concurrent Retirement and Disability Pay (CRDP) or Combat-Related Special 
Compensation (CRSC). 

     DFAS’ deputy director for operations Pat Shine said that a 
majority of the back payments will be made within the next six months, with 
DFAS focusing first on older cases.  It could take up to six more months 
to calculate and pay the most complex retro pay file. These involve 
multiple VA rating adjustments since CRSC and CRDP began, shifts by 
retirees between these two types of payments, ex-spouse pay entitlements and 
any other issues that requires lengthy record searches.  DFAS officials 
are calling the $500 million back pay effort the "VA Retro Pay 
Project." A VA Retro Award hotline at 1(877) 327-4457. has been set up by DFAS 
to field questions M-F  08-1600 EST from CRSC and CRDP recipients who 
believe they might qualify. DFAS has also assembled a Frequently Asked 
Questions page on its Web site. It can be found at 
www.dod.mil/dfas/retiredpay/frequentlyaskedquestions/retroactivepaymentofcrscandorcrdpfaqs.html. 
By late SEP, DFAS officials hope to have posted a detailed explanation 
of the back pay program on its website at: www.dod.mil/dfas.  The 
assistant director for policy with VA's Compensation and Pension Service in 
Washington D.C., Thomas J. Pamperin said, "We have been working with 
DFAS for almost 18 months. The back pay issue is something where neither 
one of us can do it by ourselves. We need a lot of information 
exchanged.  DFAS and VA now are testing files that have been transferred back 
and forth between us. We are going to have a final test the last week in 
September to make sure that all the [software] logic is working to 
identify eligible retirees and calculate retro payments." 

     VA figures to pay 80% of money owed. Some retirees will receive 
two checks, one from the VA and another from DFAS. Before payments are 
deposited, affected retirees will get letters explaining reasons for the 
back pay and how the amounts were calculated.  Most of the shortfalls 
resulted from VA withholding too much disability compensation after CRSC 
and CRDP began. Traditional VA and DFAS rules on withholding failed to 
take account of changes to concurrent receipt law. This resulted in a 
situation where people's entitlement to disability pay had a [start] 
date prior to the date we actually started paying it. The pay shortfalls 
can be blamed in part on the considerable complexity of CRDP and CRSC. 
Congress designed the programs to alleviate, but only for certain career 
retirees, a century-old ban on concurrent receipt of both military 
retirement and VA disability compensation.  Until CRSC began on 1 JUN 03 
and CRDP began on 1 JAN 04 all military retirees with service-related 
disabilities had to accept a dollar-for-dollar reduction in taxable 
retired pay in order to receive tax-free VA compensation for their 
service-related injury or illness.  CRSC allows retirees with at least 20 years 
of service to receive tax-free pay to replace any offset in taxable 
retired pay required on receipt of VA disability compensation. For CRSC, 
retirees must have combat-related injuries or ailments and apply to their 
service to establish eligibility.  CRDP, on the other hand, is paid 
automatically if the retiree served 20 years and has service-related 
disabilities rated 50 percent or higher by VA. The full CRDP is being phased 
in for most of its 170,000 recipients, adding another layer of 
complexity to the back payment effort. Retirees can be eligible for both CRSC 
and CRDP but can receive only one. 

     Before these programs took effect, Shine said, VA and DFAS didn't 
need to worry about tracking retroactivity of payments. When a 
retiree's VA rating was approved or raised, VA knew to withhold the additional 
compensation from the retiree until it got word from DFAS that military 
retirement had been reduced. This avoided government overpayments. 
Retirees impacted by such withholding simply notified the IRS, on their 
next tax return, to treat any portion of their retired pay received after 
their VA benefits kicked in as non-taxable compensation.  This 
arrangement between VA and DFAS no longer worked after CRSC and CRDP took 
effect and indeed it created compensation shortfalls. Of 220,000 retirees 
now drawing one of these payments, 60% are owed back pay, and most can of 
that be traced to over withholding by VA. Retirees who received 
retroactive pay in SEP represent the sampling of files that DFAS and VA used 
test their revised pay software and data exchange processes. Back 
payments owed to the remaining 133,000 retirees have been separated by levels 
of difficulty. The easiest to calculate, using only computers, are 
40,000 files prepared for OCT 06 delivery to VA.  VA back payments will be 
made near the end of the month. DFAS can make batches of back payments 
weekly, starting in October. "Our target is to get the majority of the 
[back pay] population done within six months," said Shine. "But we also 
recognize that, because some of these cases are just a lot more 
difficult and involved, it could take as much as 12 months to get all payments 
completely satisfied. To be eligible, you must: 
-	Be a military retiree (Army, Navy, Air Force or Marine Corps); and
-	Meet all the requirements for either CRSC or CRDP eligibility; and
-	Have received payment(s) of either CRSC on or after 1 JUN 03 for CRSC 
and/or CRDP on or after 1 JAN 05; and
-	Have been awarded one or more increase(s) in your percentage of 
disability by the VA on or after 1 JUN 03. 
[Source: Tom Philpott article 15 Sep 06 ++]


CERVICAL CANCER UPDATE 01:  Women patients at Walter Reed Army Medical 
Center can now get vaccinated against certain subtypes of the virus 
that can lead to cervical cancer, a deadly cancer in women. Walter Reed is 
one of the first military hospitals to begin using a Food and Drug 
Administration-approved “breakthrough” vaccine that can be administered to 
women ages 11 to 26 to protect them against human papillomavirus (HPV) 
type 6, 11, 16, and 18. The vaccination is offered in the Pediatric 
Clinic and the Allergy and Immunology Clinic. Vaccinating against HPV type 
6, 11, 16, and 18 is a three-step process given over a six-month 
period. The HPV vaccine is only effective for patients who don’t have an 
active ongoing HPV infection in one of the effected strains.  However it’s 
not likely that if you’re infected with one, you’re infected with all 
four, so it’s still effective against three of the four even if you have 
one of the strains. HPV infection is not necessarily an indication that 
an infected woman will get cervical cancer. If infected it’s very 
common that it will regress on its own within six to 12 months. If it does 
go away you can then get vaccinated against it. It’s the HPV infections 
that don’t go away; those which are persistent, that cause doctors to 
be particularly concerned. Persistence can lead to cervical dysplasia, 
or abnormal cells on the cervix which can lead to pre-invasive cervical 
cancer and invasive cervical cancer.

     Regular gynecological exams are important for early detection and 
potential treatment of cervical cancer. Women who have regular Pap 
tests are least likely to get cervical cancer, according to the American 
Cancer Society. Cervical cancer can result in loss of fertility, because 
it requires either the removal of the uterus or treatment with chemo 
radiation. Genital warts are a physically and socially debilitating 
disease in the sense that when somebody gets tagged with the moniker of 
having warts, not only are they visible, but it’s psychologically impairing 
to the patient. The vaccine that can prevent 90% percent of all vulvar 
warts.  Parents with teenage daughters tend to become defensive when 
the vaccination option is offered for teenage girls. They insist their 
daughters aren’t having sex. But the denial is pointless, because the 
vaccine can protect them whether they are sexually active now or in the 
years to follow. Eighty-five percent of all college-aged students and 
high school seniors have been or are currently sexually active. 

     The vaccine was approved for use by the FDA in JUN 06 and is the 
first vaccine designed to prevent cervical cancer.  According to the 
American College of Obstetrics and Gynecologists, studies suggest that 
three out of four people will get an HPV infection during their lifetime. 
Although more than 100 subtypes of HPV have been identified to date, 
the ones most commonly associated with cervical cancer and genital warts 
are covered by this vaccine.  Women and parents of girls should discuss 
HPV and vaccination options with their gynecologists. At Walter Reed, 
vaccinations are given to female patients age 11 to 26 in the medical 
center’s Allergy and Immunology Clinic. Pediatric patients get the 
vaccination in the Pediatric Clinic. For more information on HPV, go to: 
www.fda.gov/bbs/topics/NEWS/2006/NEW01385.html. (Source: 
http://www.dcmilitary.com/stories/091406/stripe_27936.shtml  27 Sep 06)


TFL CLAIM PROCESSING UPDATE 03:  Military associations received word on 
24 SEP that the Tricare Management Activity (TMA) has postponed 
implementation of a policy that would deny claims from beneficiaries who enter 
into private contracts with providers who have opted out of Medicare. 
Certain providers are allowed to “opt out” of Medicare for a period of 
two years and enter into private contracts with their patients who are 
Medicare-eligible beneficiaries. When a provider “opts out” of Medicare, 
Medicare will not make any payment to the provider or the beneficiary 
except for services provided in an emergency/urgent care situation. A 
private contract must be signed by both parties prior to delivery of 
services, and must include the following statements:
•	The beneficiary (or legal representative) agrees not to bill Medicare 
or to ask the provider to bill Medicare for services. 
•	The beneficiary (or legal representative) agrees to give up any 
Medicare coverage and payment for services furnished by the opt-out 
provider, even though the services may have otherwise been covered by Medicare. 
•	The beneficiary (or legal representative) agrees to be liable for the 
full billed amount without regard to any limits that would otherwise 
apply under Medicare. 
•	The beneficiary acknowledges that Medigap plans will not make 
payments to opt-out providers, and other supplemental plans may elect not to 
make payment.
Since the beginning of the current Tricare contracts, Tricare has been 
acting as primary payer for these opt-out claims. In other words, 
Tricare has been paying as if the beneficiary was in Tricare Standard. 
Paying these claims as primary payer is contrary to long-standing Tricare 
policy, which requires Tricare to pay second to Medicare for any 
Medicare-covered services. As a rule, Tricare beneficiaries may not elect to 
waive benefits under a double coverage plan and shift the costs to 
Tricare. To comply with these requirements, TMA recently announced it had 
decided to modify the payment process for claims from opt-out providers 
and Medicare beneficiaries who have entered into private contracts. 
Military associations and others raised many questions about this policy 
change to senior DoD Health Affairs officials. Due to the concern about 
this issue, several different alternatives are being explored and TMA 
will announce its final decision in the near future. While this proposed 
policy change is being analyzed, beneficiaries may continue to see 
Medicare opted-out providers. However, they are strongly encouraged to seek 
Medicare participating providers. Additionally, Tricare beneficiaries 
should review any papers they sign in a provider’s office to rule out 
that they are agreeing to see a provider who has opted out of Medicare. 
However, Tricare will continue to pay claims as primary payer of 
beneficiaries continuing to see providers who have opted-out of Medicare if 
they would otherwise be covered by Tricare until a final decision 
regarding this issue is made.  [Source: NMFA Government & You E-News 27 Sep 06 
++]


VA DISABILITY & SSDI:  In a recent statement made to the Veterans’ 
Disability Benefits Commission, Allison Percy, principal analyst at the 
Congressional Budget Office (CBO), reported only 15% of veterans who are 
receiving VA disability compensation also receive Social Security 
Disability (SSDI). Federal law grants disability payments through the Social 
Security Act on top of veterans disability benefits. Disabled veterans 
are the only group of individuals who are permitted to receive SSA 
disability in addition to Veterans Administration disability benefits. Ms. 
Percy invited the Veterans Disability Benefits Commission to provide 
the answers on the following since there is no data available: 
-	The extent to which SSDI payments are received by veterans with 
service-connected disabilities rated at 100% or by those with lower-rated 
service-connected disabilities who also have additional disabilities 
unrelated to their military service
-	The likelihood that veterans will receive both types of payments 
depending on the type of disability. 
    
      In response to the latter, Frederick Johnson, author of “How To 
Apply For & Win Social Security Disability Benefits,” says that at least 
in the 9th Circuit, the Administration has made note of the similarity 
of the standards of judgment for disability for both veterans and SSDI 
claimants by ruling that those who have been awarded disability by the 
Veterans Administration, should also be granted SSDI. As to the other 
questions, the research that the commission is undertaking now has the 
potential to provide far better information about the role that SSDI 
plays in providing income support for some disabled veterans. The CBO 
agency takes as a premise that the clearest view of any policy question can 
best be found by seeking accurate and unbiased data sources and by 
examining those data in an objective manner. Consequently, CBO sees only 
advantages to learning more about the degree to which the totality of 
federal benefits (including SSDI payments) enables veterans with 
service-connected disabilities to have a standard of living comparable to that 
of other veterans. Mr. Johnson added, “If the comments I’ve heard from 
vets is any indication, the military branches do a very poor job of 
letting disabled veterans know about the SSDI program.” 

     The Veterans Disability Benefits Commission was established in 
2004 with the purpose of studying the federal benefits available to 
disabled veterans and the survivors of fallen veterans. The commission’s 13 
members are appointed by the President and Congress, but it is 
independent of any government agency, and welcomes comments from the public. 
Reportedly, the Commission is most interested in finding out how well 
benefit programs are meeting adequate standards of living for those who are 
not able to be rehabilitated. It has denied it is interested in cutting 
benefits. The Commission’s Web site has details about the time and 
location of its town meetings planned around the U.S.  [Source: Veterans of 
Modern Warfare, Nancy Rekowski msg 15 SEP 06 ++]

TRICARE RESERVE SELECT UPDATE 05:  On October 1 TRS will begin Tiers 2 
and 3 coverage of this three their program. The tiers will cover all 
members of the National Guard and reserves at different levels of 
premiums depending on the member’s status and their access to other health 
insurance.  These are: 
-	Tier 1 for those who deploy for a contingency operation and are 
entitled to participate at a cost share of 28/72 (those previously eligible 
for TRS);
-	Tier 2 for those who are unemployed or are not offered employer 
sponsored health care, are now eligible to participate at a cost share of of 
50/50; and
-	Tier 3 for all others at a cost share of 15/85. 

Full activation of the program now makes nearly all members of the 
Selected Reserve eligible for military Tricare coverage. TRS features are: 
1.	Comprehensive health care benefits with covered benefits of Tricare 
Standard and Tricare Extra cost sharing, deductibles, and catastrophic 
caps that apply to active-duty family members (including the TRS 
member, him/herself)
2.	Two types of coverage - TRS member-only coverage & TRS member and 
family coverage
3.	 Worldwide availability (as long as you continue in the SelRes under 
a TRS Service Agreement) 
The price is steep for those who haven't been mobilized since 911. 
Monthly premium costs for the 3 tier levels in calendar year 2006 are 
$81.00, $145.29, & $247.00 for TRS member only and $253.00, $451.42, & 
$767.41 for TRS member & family. Premiums are paid monthly, in advance. 
There is no annual or quarterly billing available. Premium costs are 
adjusted 1 JAN every year with the December premium payment reflecting the 
next year’s premium costs. Additional information on TRS is available at 
www.tricare.osd.mil/reserve/reserveselect/index.cfm.  [Source: TREA Leg 
Up 28 Sep 06 ++]


VA MENTAL HEALTH FUNDING:  The Department of Veterans Affairs (VA) 
provides mental health services to veterans with conditions such as 
post-traumatic stress disorder (PTSD) and substance abuse disorders. To 
address gaps in services needed by veterans, VA approved a mental health 
strategic plan in 2004. VA planned to increase its fiscal year 2005 
allocations for plan initiatives by $100 million above fiscal year 2004 
levels. VA also planned to increase its fiscal year 2006 allocations for plan 
initiatives by $200 million above fiscal year 2004 levels---composed of 
$100 million for continuation of fiscal year 2005 initiatives and an 
additional $100 million identified in the President’s fiscal year 2006 
budget request. GAO was asked by Rep. Michael Michaud (D-ME) and Rep. 
Lane Evans (D-IL), to provide preliminary information on VA’s allocation 
and use of funding for mental health strategic plan initiatives in 
fiscal years 2005 and 2006. GAO reviewed VA reports and documents on mental 
health strategic plan initiatives and conducted interviews with VA 
officials from headquarters, 4 of 21 health care networks, and 7 medical 
centers. VA delegates decision making to its health care networks for 
most budget and management responsibilities regarding medical center 
operations, and medical centers receive most of their resources from the 
networks.

     According to Government Accountability Office (GAO) findings 
delivered to a House committee 28 SEP the Bush Administration failed to 
fully fund its promised $300 million to address gaps in access and quality 
of mental health services for veterans over the last two years.  
Preliminary findings of the GAO study show that the VA actually budgeted only 
half (approximately $53 million) of the $100 million it had committed 
to mental health care initiatives in fiscal year 2005.  VA also claimed 
to allocate another $35 million in FY 2005 through a general fund, but 
GAO found VA did not notify networks that these funds were to be used 
for [mental health] plan initiatives and that medical center officials 
were unaware that any portion of their general allocation was to be 
specifically used for mental health strategic plan initiatives.  GAO said 
VA did not distribute the remaining $12 million of the promised $100 
million because VA officials claimed there was not enough time to 
distribute the monies.  For fiscal year 2006, GAO found that VA failed to 
distribute all of the promised $200 million for additional mental health 
care staff, allocating only $92 million for new initiatives and $66 
million to continue efforts from FY 2005.  GAO reported that it is unclear 
whether VA medical centers will actually spend all of the FY 2006 mental 
health care strategic plan funds. 

    GAO’s preliminary findings reveal that, contrary to the 
Administration’s claims, there is no accountability for spending the resources 
required to fulfill VA’s own mental health plan and to address the mental 
health care needs of veterans.  Ranking Member of the Veterans’ Affairs 
Subcommittee on Health Michaud said, “The Administration has critically 
shortchanged veterans by failing to spend needed funds to address gaps 
in access and quality of mental health care, instead offering false 
claims that VA is ready and able to provide these services. Clearly, our 
oversight of the VA’s implementation and delivery of mental health 
services will have to be more vigorous.” Chairman Brown said, “We will 
exercise greater oversight on this issue now to determine what VA is 
spending and how it is being spent, to ensure that funds allocated by the 
American people are used as intended.” One in three veterans returning from 
Iraq and Afghanistan who come to the VA has mental health care 
concerns. A copy of GAO’s testimony regarding its findings is available at 
http://veterans.house.gov/democratic/press/109th/pdf/9-28-06gao.pdf. 
The full report will be released later this fall.  [Source: Veterans 
Advocate Carl Young msg 28 Sep 06 ++]


FEHBP PREMIUMS 2007:  In JAN 07 federal employees will see their health 
insurance premiums rise an average of 2.3% -- a much smaller increase 
than in years past. Individual enrollees in the Federal Employees Health 
Benefits Program (FEHBP)will pay an extra $1.45 every two weeks for a 
total of $58.45. Those with family plans will pay $3.13 more for a total 
of $131.64, on average. And in the biggest plan, Blue Cross Blue 
Shield, premiums won't go up at all. They will even decrease under certain 
options. More than 50% of the 8 million FEHBP participants belong to Blue 
Cross Blue Shield. Local plans, such as those operated by health 
maintenance organizations, will get more expensive. Officials at the Office 
of Personnel Management (OPM), which oversees the FEHBP, said the 
primary reason for a lower premium hike this year is a more liberal use of 
reserve funds. Those are taken from participants' premiums each year and 
hoarded to cover unexpected medical costs. 

     OPM Director Linda Springer said at a press briefing 26 SEP that 
the insurance companies themselves first floated the idea of dipping 
into reserves this year, and her financial team found the circumstances 
were right. OPM will use $500 million from an $11 billion pot of reserves 
-- less than 5%.  Springer said Performance was good enough, and OPM 
did not have to build the reserve.  However, Jacqueline Simon, public 
policy director for the American Federation of Government Employees said, 
“ The reserves are being used improperly. What we know is true is that 
enrollees' premiums will go up by more than the government's premiums. 
And the reason for that is that OPM manipulated the allocation of the 
so-called excess reserves to give themselves a greater subsidy." 
According to Nancy Kichak, OPM's associate director for strategic human 
resources policy, the government's contributions will go up 1.6% next year. 
That's smaller than the enrollee increase because of a technical matter 
involving timing differences in calculating the two portions.  Last 
year, enrollees had a 10% average premium increase, while the government's 
hike was 5.2%. Premium increases peaked in fiscal 2002, when they 
reached 12.7% between employees and the government. The last time they were 
this low was in 1997, when there was a 1.6% hike divided between 
enrollees and the government.  

     Federal employees and retirees will be able to pick their 
insurance plan for 2007 during open season, which starts 13 NOV.  About a week 
before that, OPM will post brochures on its Web site detailing costs 
and coverage in each plan. For the first time, current and retired 
federal employees will be able to choose supplemental vision and dental 
insurance during the open season. Biweekly premiums for family dental plans 
range from around $20 to $55 and feature 100% coverage for preventative 
dental work and varying coverage for other procedures. Family vision 
insurance will range from about $8 to $16 every two weeks. There is no 
government subsidy for the dental and vision insurance. Also for the 
first time, OPM is publicizing specific insurance plans that meet its 
standards for cost transparency. The 18 companies will let enrollees get 
cost information for certain procedures including cataract repair, 
caesarean birth and knee replacement to allow participants to shop for the 
best deal. OPM will feature the companies during open season.  [Source: 
GOVEXEC.com Daily Briefing 20 Sep 06]


GI BILL INEQUITIES:  On 27 SEP MOAA President VADM Norb Ryan, Jr. 
(USN-Ret) represented MOAA and The Partnership for Veterans Education - a 
broad-based group of military, veterans and higher education associations 
at a Montgomery GI Bill (MGIB) hearing before two House Armed Services 
and Veterans Affairs subcommittees.  He recommended that Congress 
combine the reserve and active duty MGIB programs, which are now separately 
overseen, respectively, by the Armed Services and Veterans Affairs 
Committees.  Ryan highlighted that today's Reserve benefit is only 27% of 
the active duty benefit - down from 50% when it was first enacted.  He 
noted that Guard-Reserve members can only use their benefits while in 
service - which can negate much of the benefit in a high-mobilization 
environment. He likened the situation to a car out of alignment that might 
run the All-Volunteer Force into a ditch if not fixed.  Ryan proposed a 
total force GI Bill to better support recruiting, retention, and 
readjustment for all servicemembers.  The first witness, Sen. Blanche Lincoln 
(D-AR), promoted her bill to let activated reservists use their GI Bill 
benefits for 10 years following completion of service, just as active 
duty veterans already can.  Her measure was adopted in the Senate 
version of the defense authorization bill for fiscal year 2007 but it was 
dropped in final negotiations with the House. 

     Principal Deputy Assistant Secretary of Defense for Personnel and 
Readiness Mike Dominguez said DoD opposes any changes, saying education 
benefits aren't that important to reservists, and that he would rather 
spend money on equipment.  He took the position of dismissing any 
inequity, saying Guard/Reserve GI Bill upgrades are not a cost-effective way 
to support recruiting and retention. That did not go down well with the 
legislators, who expressed frustration that a year-long DoD study of 
consolidating the GI Bill was still not completed. Rep. Vic Snyder 
(D-AR), Ranking Minority Member of the Military Personnel Subcommittee, said 
he felt strongly about the Guard and Reserve inequity.  Many Guard and 
Reserve members have served two tours in Iraq, and he contrasted their 
relatively skimpy education benefit with the 45 months of GI Bill 
benefits he earned in the Vietnam era in return for 21 months of active 
service (including a 13-month deployment).  Snyder said he will introduce 
total force MGIB legislation and work to get it passed next year.  
[Source: MOAA Leg Up 29 Sep 06 ++]


TRICARE UNIFORM FORMULARY UPDATE 14:  A panel of beneficiary advisors 
has concurred with a DoD pharmacy panel's recommendation to move Crestor 
and Caduet, which lower so-called "bad cholesterol" (LDL), to Tricare’s 
"third tier" of medications. The change could affect about 44,000 
beneficiaries.  Tricare will continue to cover 12 other cholesterol-lowering 
drugs, including the popular Lipitor and Zocor, at the lower $3 
(generic) or $9 (brand name) copay. The proposed plan is to implement the 
change within 90 days. MOAA believes 90 days is not enough time to notify 
beneficiaries and allow them to discuss alternative options with their 
doctors. DoD provides beneficiaries no notice at all of such changes, 
but depends on military associations to spread the word.  But 
associations typically have 60-to-90-day lead times for their magazines, which 
makes timely notification impossible for most beneficiaries, even if they 
belong to an association.  The practical reality is that this prevents 
most affected beneficiaries from finding out about the change until 
they get charged $22.  

     Third-tier drugs can still be obtained at the regular $9 copay if 
the doctor specifies the drug is medically necessary for the patient 
(e.g., works better or avoids side effects associated with other drugs) 
and the medical necessity determination is approved by DoD. Dr. William 
Winkenwerder, Assistant Secretary of Defense for Health Affairs, will 
make the final decision on moving the drugs to the third tier. For more 
information, contact the Tricare Retail Pharmacy (TRRx) customer 
service line at 1(866) 363-8779. For the TRICARE mail order pharmacy (TMOP) 
call 1(866) 363-8667.  Information on both programs can be found at 
www.express-scripts.com/TRICARE. [Source: MOAA Leg Up 29 Sep 06 ++]


TRICARE CATASTROPHIC CAP UPDATE 03:  The Tricare Catastrophic Cap 
Resets on 1 OCT 06.  The catastrophic cap limits the amount of out-of-pocket 
expenses a family will have to pay for Tricare-covered medical 
services.  The cap applies to all covered services—annual deductibles, pharmacy 
copays, Tricare Prime enrollment fees and other cost shares based on 
Tricare-allowable charges. The cap applies to the fiscal/enrollment year 
(1 OCT to 30 SEP) and is a total amount per family.  The cap is $1,000 
for active duty families and $3,000 per family for all other 
beneficiaries.  After you meet the catastrophic cap, Tricare will pay your 
portion of the Tricare-allowable amount for all covered services for the rest 
of the fiscal/enrollment year.  The cap does not apply to services not 
covered by Tricare or to any amount that nonparticipating providers may 
charge above the Tricare maximum allowable charge for services.  
Tricare will not apply out-of-pocket expenses paid under the Prime 
point-of-service option (deductibles and cost shares) to the annual 
fiscal/enrollment year catastrophic cap.  The beneficiary is responsible for any 
point-of-service charges incurred both before and after meeting the 
catastrophic cap. For more information about the Tricare catastrophic cap, 
you may call your regional contractor, visit or call or visit a local 
beneficiary counseling assistance coordinator (BCAC) or Tricare service 
center.  A BCAC directory is available online at 
www.tricare.osd.mil/BCACDirectory.htm.  [Source: NAUS Weekly Update 22 Sep 06 ++]


GENERIC DRUG PRICES UPDATE 01:  Wal-Mart announced it is selling nearly 
300 generic drugs for $4 per prescription, whether or not a customer 
has insurance.  The new pricing began 22 SEP 06 at Wal-Mart’s 65 stores 
in Tampa, Florida, and will be in place in all Florida stores in JAN 07, 
expanding to many more states by the end of 2007.  The $4 price is for 
a 30-day supply of many generic versions of popular prescription 
medications.  Insured customers will be allowed to pay the $4 per 
prescription price even if that is less than the co-payment required by their 
plan. The administrator of the federal Centers for Medicare and Medicaid 
Services, does not expect beneficiaries of the Medicare drug benefit 
(Part D) to switch because of the coverage for generics provided already by 
Part D plans.  He said that the Wal-Mart plan does provide a way for 
Medicare recipients to save money after they reach the "doughnut hole," 
the gap in annual drug costs at which Medicare does not subsidize these 
costs.  According to Wal-Mart, it started the program to help families 
and retirees, especially those on Medicare.  It is likely, however, 
that Wal-Mart is also banking on increased traffic in its stores to offset 
the substantially lower prices on some of the generic drugs on its 
list.  Stock prices for competitors CVS and Walgreen fell 7 and 8 percent 
respectively the day after Wal-Mart’s announcement.  Generic drugs 
continue to be available under Tricare for $3 per 30-day supply. However, a 
proposal under consideration at the conference committee on the 2007 
National Defense Authorization Act would increase the price of generics 
to $6.  [Source: NAUS Weekly Update 22 Sep 06 ++]


HURRICANE SAFETY:  Have a good plan prepared when hurricanes threaten 
your area. Don't wait until your radio blares out a hurricane warning. 
There's a lot you can do to protect yourself, your family, your pets, 
and your home -- if you act in time. Last year’s devastation from 
Hurricane Katrina and Hurricane Rita has made more Americans appreciate the 
wrath of Mother Nature. The effects of that disaster brought home the 
message that these storms touch everyone's lives. One in six Americans 
live in a county on the Atlantic or Gulf coasts where hurricanes pose 
yearly threats. Even if we don't live in these areas, many of us vacation 
in areas of the U.S., the Caribbean, or Mexico where hurricanes 
habitually hit. Unfortunately, it may have taken the impact of Katrina and Rita 
to make people realize that riding out a hurricane is always a big 
mistake. In case of an emergency, TRICARE will provide you with up-to-date, 
critical information on TRICARE and DoD related matters that may affect 
your health benefits. Updates will include information gathered from a 
variety of sources, including other federal agencies and departments, 
state and local government, and the news and media. For tips on 
protecting your family and property visit: www.fema.gov/plan/index.shtm.  U.S. 
hurricane season runs from June through November. Mid-August to late 
October is peak season.  

Before Hurricane Season:
•   Put together a disaster supplies kit. It should contain: 1) A 
first-aid kit. 2) Canned food & a can opener. 3) Three gallons of water per 
person. 4). Clothing, rain gear, and bedding or sleeping bags. 5) One 
flashlight per person, with extra batteries. 6) Any special items or 
medicines needed for infants or people with disabilities.
•  Learn whether you live in a flood zone. Call your local emergency 
management or planning/zoning office to find out. If you are in a flood 
zone, it's a good idea to buy flood insurance -- normal homeowners' 
policies don't cover floods. Remember, most policies don't take effect for 
30 days. 
Learn how to turn off your home's water, electricity, and gas. Don't 
turn the gas back on without professional help.
•   If you live in a county near the coast, make sure your house is 
hurricane resistant. If you're not sure, have a licensed engineer check 
it. 

During Hurrican Season Stay Informed:
•  Get a weather radio and keep its batteries fresh. The National 
Weather Service suggests that people have a weather radio equipped with a 
Specific Area Message Encoder (SAME) feature. This automatically 
broadcasts an alert when there's hurricane information for your area. 
•  People with hearing or visual impairments can get weather radios 
that connect to strobe lights, pagers, bed-shakers, home computers, and 
printers. 
•  If you don't have a special weather radio, keep a battery-operated 
radio handy. Know how to tune it to a local station that broadcasts 
severe-weather warnings. 
•  Know what to listen for: A hurricane WATCH means that conditions are 
right for a hurricane to hit. It's time to check your hurricane 
preparations and review your evacuation plan.  A hurricane WARNING means a 
hurricane is expected to hit your area within 24 hours. Leave the area if 
local officials say to do so. 

What to Expect:
•  Hurricanes pack sustained high winds of 74 mph or more. Gusts can be 
much faster. Hurricane Camille in 1969 set the record for the highest 
wind speed ever to hit the Western hemisphere. It had sustained winds of 
190 mph at landfall. Items such as toys left in the yard, signs, and 
construction materials become deadly missiles in hurricane-force gales. 
•  When a hurricane hits expect a storm surge (i.e. a dome of water 
topped by battering waves) to sweep the coastline the shore. At the 
water's edge, it's the greatest threat to life and property. Storm surges can 
be 50 or even 100 miles wide. A 15-foot storm surge is not unusual for 
a major storm.
•  If it's high tide when a hurricane hits, the storm surge adds to the 
water's height. In 1989, Hurricane Hugo caused a 20-foot storm tide in 
South Carolina.
•  Hurricanes carry lots of rain. These rains often cause flash floods, 
landslides, and mud slides hundreds of miles from the coast.  In 1969, 
Hurricane Camille dropped 27 inches of rain on Virginia causing severe 
flash floods that killed 150 people. Slow-moving hurricanes cause the 
most flooding. 
•  Hurricanes often spawn tornadoes far from the center of the storm. 
[Source: Web MD www.webmd.com Sep 06 ++]


SOLE SURVIVING CHILD (ENLISTMENT):  Contrary to popular belief only 
sons, the last son to carry the family name, and sole surviving sons must 
register for the draft, they can be drafted, and they can serve in 
combat. However, they may be entitled to a peacetime deferment if there is 
a military death in the immediate family. Provisions regarding the 
survivors of veterans were written into Selective Service law after World 
War II. Details have varied over the years, but the basic premise 
remains the same; where a family member has been lost as a result of military 
service, the remaining family members should be protected insofar as 
possible.  It is important to keep in mind that the provisions are 
directly related to service-connected deaths. The mere fact that a man is the 
only child or only son does not qualify him for consideration - he must 
be the survivor of one who died as a result of military service.  The 
present law provides a peacetime exemption for anyone whose:
-	Parent or sibling was killed in action, died in line of duty, or died 
later as a result of disease or injury incurred in line of duty while 
serving in the armed forces of the United States; or
-	 Parent or sibling is in a captured or missing status as a result of 
service in the armed forces during any period of time. This is known as 
the "surviving son or brother" provision. A man does not have to be the 
only surviving son in order to qualify; if there are four sons in a 
family and one dies in the line of duty, the remaining three would qualify 
for surviving son or brother status under the present law.  The 
surviving son or brother provision is applicable only in peacetime. It does 
not apply in time of war or national emergency declared by the Congress. 

     The original law, passed in 1948, exempted the sole surviving son 
of a family where one or more sons or daughters died as a result of 
military service. No restriction existed at that time to limit the 
exemption to peacetime. The provision was intended to protect families which 
had lost a member in World War II. 
In 1964, recognizing that sons of World War II veterans were reaching 
draft age, Congress changed the law to include the sole surviving son of 
a family where the father, or one or more sons or daughters, died as a 
result of military service. At this time the peacetime-only restriction 
was also added to the law.  A further change was made in 1971, 
expanding the exemption to any son, not necessarily the sole surviving son, of 
a family where the father, brother or sister died as a result of 
military service. This provision was recently expanded to include mothers. 

     In addition to peace-time draft deferrment, DoD authorizes 
discharges for any son or daughter in a family in which the father or mother 
or one or more sons or daughters: 
1.	Have been killed in action or have died when serving in the U.S. 
Armed Forces from wounds, accident, or disease, or 
2.	Are in a captured or missing-in-action status, or
3.	 Have a permanent 100% Service-related disability (including 100% 
mental disability), as determined by the Veterans' Administration or one 
of the Military Services, and are not gainfully employed because of the 
disability.
[Source: About U.S. Military Rod Powers article 26 Sep 06 ++]


MILITARY INSURANCE/INVESTMENT PREDATORS:  On 21 SEP, the House of 
Representatives passed the Military Personnel Financial Services Protection 
Act (S.418) by a vote of 418 to 3, and presented it to the President on 
25 SEP for signature. This act was created to be an important first 
step to protecting service members and their families from certain 
insurance and investment products that are deceptively expensive and have 
virtually disappeared from the civilian market. Investment companies that 
offer these products tend to prey primarily on military personnel and 
family members by using abusive and misleading sales practices.  
Additionally, sellers of life insurance products will be required to disclose 
to military customers that their policies and products do not have the 
endorsement of the federal government Sellers must give potential 
military customers an honest assessment of whether they could benefit from 
the product. Military personnel already have access to subsidized life 
insurance policies through the Servicemembers Group Life Insurance 
Program. The House companion bill H.R.458 to S.418 had also included a 
provision addressing abusive lending practices by check cashing stores and 
other short term loan companies. The provision to curb these predatory 
practices was included in the Senate version of the FY 2007 National 
Defense Authorization Act, which is still being considered by a House and 
Senate Conference Committee.  [Source: NMFA Government & You E-News 27 
Sep 06 ++]


MILITARY PAYDAY LENDERS UPDATE 01:  A Defense Department report issued 
last month found that as many as one in five U.S. service members are 
being preyed on by loan centers set up near military bases,ť which can 
charge annual interest rates of 400% or more. Increasingly, soldiers 
have debt levels so high they are barred from serving overseas; others 
suffer from bankruptcies, divorces and ruined careers due to the strain 
and stress of debt. The Pentagon has joined consumer, military, and 
veterans groups in backing a bipartisan amendment from Sens. Jim Talent 
(R-MO) and Bill Nelson (D-FL) that places a cap of 36 percent on high 
interest rates for short-term payday loans to military members. But two 
conservatives -- Reps. Geoff Davis (R-KY) and Steve Buyer (R-IN) -- have 
been working to block Congress from making this bill law. 

     Payday lenders offer high-cost, short-term loans marketed as cash 
advances on the borrower's next paycheck to cover an emergency need. 
Lenders charge roughly $15 to $25 per $100 loan for two weeks, and "most 
loans are extended for several weeks" because the borrower is unable to 
pay back the original loan amount. The average loan is $350 and has an 
annual interest rate of 390% to 780% meaning the average borrower pays 
back $834 for a $339 loan. Between 13% and 19% of U.S. servicemembers 
-- roughly 175,000 people -- took out such loans last year. Because of 
the high-risk terms, borrowers often get caught in a vicious cycle of 
chronic debt. When they cannot afford to pay back the fees plus the 
principal at the end of the two week period, borrowers are forced to pay 
another high fee to roll over the loan for an additional two weeks or take 
out another loan to pay off the first loan, thereby getting trapped in 
a costly and often devastating cycle of 'back-to-back' loans."

     Payday lenders systematically target military families, who are an 
ideal demographic for payday lenders because they usually have a steady 
government paycheck with little to spare at an average of $1,200 a 
month for new recruits. A 2005 report found that in 19 of 20 states 
studied, payday lenders were located in counties and ZIP codes adjacent to 
military bases in significantly greater numbers and densities than other 
areas. The Pentagon states that payday lending undermines military 
readiness, harms the morale of troops and their families, and adds to the 
cost of fielding an all volunteer fighting force.. Debt can distract 
service members from their duties or cause them to become security risks 
open to compromise. The Navy and Marine Corps denied security clearance 
to about 2,000 service members nationwide last year because of concerns 
that their indebtedness could compromise key operations. The Pentagon 
report outlines current efforts to combat abusive practices through 
education and credit counseling for service members, but also acknowledges 
that education is only part of the solution. The report states 
unequivocally that our men and women in uniform can only be adequately 
protected by strong legislative action.  

     Lending and banking industry lobbyists have moved aggressively to 
try to block a national cap on payday loans. The lending industry's 
main lobbying group, the Community Financial Services Association, called 
the Defense Department report nothing but a re-hash of flawed data, 
biased analysis and anti-business philosophy pushed by fringe activists. 
One member of Congress, Rep. Geoff Davis (R-KY), has taken up their 
cause. Davis recently proposed language, praised by the payday lending 
industry that would gut the Talent/Nelson amendment and set no real limits 
on predatory lenders. One of Davis's aides admitted that he consulted 
on the legislation with CNG Financial of Mason OH, one of his top 
campaign donors and owner of national payday lender Check-n-Go. After facing 
intense local criticism for aiding and abetting predatory lenders, 
Davis announced that he no longer opposes the 36% cap on payday loans. But 
few have seen Davis's compromise language, which is being negotiated 
behind closed doors, and the Center for Responsible Lending (CRL) 
www.responsiblelending.org says it will remain worried about loopholes until 
we see the actual language and get a final vote. The CRL is a nonprofit, 
nonpartisan research and policy organization dedicated to protecting 
homeownership and family wealth by working to eliminate abusive financial 
practices. CRL is affiliated with Self-Help www.self-help.org,, one of 
the nation's largest community development financial institutions. The 
complete DoD report can be found at 
www.defenselink.mil/pubs/pdfs/Report_to_Congress_final.pdf.   [Source: DoD Report on Predatory Lending 
Practices dtd 9 Aug 06 ++]


MILITARY PAYDAY LENDERS UPDATE 02:  Advance America, Cash Advance 
Centers, Inc. announced on 25 SEP that it will respectfully and voluntarily 
refrain from making any payday advances to active, full-time members of 
the military effective 15 OCT 06 except where strictly prohibited from 
doing so by applicable law. According to a company press release 
officials maintained that service members deserved the right to choose the 
financial options that best suit their needs. However, they noted recent 
criticisms of payday lenders aired in a DoD report on predatory lending 
practices and at a Senate hearing had forced them to re-evaluate their 
lending practices to military members. The company stated it had made 
its decision to refrain from making loans to military members in order 
to remove any perceived distraction to members of the military during 
this critical time for our country. It noted that members of the military 
represent less than 1% of the Advance America customer base and only 42 
out of 2,728 total Advance America centers are within one mile of any 
military base. Crackdowns on lending practices in some states, such as 
North Carolina, have forced Advance America and other companies to cease 
operations in some locations. A legislative provision being debated by 
House and Senate Conferees for the FY 2007 National Defense 
Authorization Act (NDAA) would limit interest rates and fees for payday advance 
loans to military families to 36%.

     On 3 OCT a committee of the Virginia House of Delegates will meet 
to discuss legislation to curb predatory lending practices in their 
state. The hearing will feature statements by members of the Virginia 
Partnership for Responsible Lending (VaPERL) about the dangers of payday 
and car title lending. The Department of Defense (DoD) may also send a 
representative to speak on behalf of military families. Military families 
need to be more aware of the dangers of using check cashing stores and 
other predatory lenders and to encourage state governments and Congress 
to curb the worst practices of these companies. In addition to the 
Committee meeting on 3 OCT, VaPERL will be hosting a morning educational 
session, beginning at 10:00 a.m. for interested and concerned citizens. 
By participating in these events, military families and those who 
support them can learn about the predatory lending problem in Virginia, 
witness a legislative committee meeting up close and personal, and learn how 
to add their voices to others concerned about these lending practices. 
Their presence will also illustrate how important curbing these 
practices is to the military community. For more information or to register to 
attend the 3 OCT events go to:  
http://ga4.org/interfaithcenter/events/RLadvocacyday/details.tcl.  
[Source: NMFA &  
http://investors.advanceamerica.net/ReleaseDetail.cfm?ReleaseID=212095  
25 Sep 06 ++]


VA GAO FINDINGS UPDATE 01:  A new congressional report shows there is 
room to improve the budgeting for veterans’ health care, both in 
determining how much money is needed and in issuing warnings when problems are 
discovered. The follow-up report by the Government Accountability 
Office, the investigative arm of Congress, comes as no surprise because 
budgeting problems have plagued the Department of Veterans Affairs for the 
last two years. Congress was forced to find extra money for health care 
and benefits because the Bush administration’s budget for 2006 and 2007 
underestimated expenses. The shortfall ended up about $3 billion, 
something VA officials knew was coming but never warned lawmakers. Why there 
was no warning is a key part of the report, which was requested by 
three Democrats on the Senate Veterans’ Affairs Committee, Sens. Daniel K. 
Akaka of Hawaii, Ken Salazar of Colorado and Patty Murray of Washington 
along with Sen. Richard Durbin of Illinois, the Senate’s assistant 
Democratic leader. GAO investigators said the VA never warned Congress 
because no one really asked and the VA didn’t see any need to volunteer 
problems. Akaka, ranking Democrat on the veterans’ committee, said, “When 
health care for veterans is at stake, the administration must not use 
budget gimmicks to pretend that its fiscal house is in order. VA must be 
much more forthcoming and provide a better picture of VA’s finances to 
Congress.” 

     Budgeting problems got a lot of attention at a House Veterans’ 
Affairs Committee hearing on 20 SEP, where major veterans and military 
groups testified about their priorities for next year: 
-	American Legion’s national commander Paul A. Morin said, “Without 
urgent changes in health care federal funding, new veterans will soon 
discover their battles are not over. They will be forced to fight for the 
life of the VA health care system.”
-	AmVets national commander Tom McGriff said, “Frankly, the system 
needs to be fixed. Access to quality health care has been compromised by 
budget shortfalls, rising medical costs and a sharp and steady increase 
in demand for services The VA ends up fighting with other federal 
agencies for money. Veterans’ health care is an ongoing cost of war, and 
should be treated as such. Most major veterans’ groups support mandatory 
funding for VA health programs, which would require the government to pay 
for health care no matter the cost. That would be similar to the 
government’s financing for Medicare and Medicaid.” 
-	Disabled American Veterans national commander Bradley S. Barton said, 
“The current budget process is not working. For years, DAV has argued 
that the current budget process fails to serve veterans or American 
taxpayers. It is impossible for VA to properly plan for an upcoming fiscal 
year when so much uncertainty surrounds the passage of their 
appropriations bill and the level of funding VA will receive.”

Bush administration officials are in the early stages of preparing a 
2008 budget but the veterans’ budget for 2007 is pending before Congress, 
along with funding for every other federal agency, because work has not 
been completed on any appropriations bill. [Source: NavyTimes Rick Maze 
article 20 Sep 06 ++]


COMMERCE DEPT PRIVACY BREACH:  An agency wide review at the Commerce 
Department turned up more than a thousand missing or stolen laptops over 
the last five years, with hundreds containing the personal information 
of American citizens. In response to a congressional request and public 
inquiries, Commerce found that of 30,000-plus laptops inventoried 
across the department's 15 organizations since 2001, 1,137 had been lost or 
stolen. Of these, 249 contained personally identifiable information, 
with varying levels of security ranging from simple passwords to full 
encryption.  A separate Commerce report stated that since 2003, 297 
electronic devices containing sensitive personal information have gone 
missing. This includes 217 laptops, 15 handheld devices and 46 thumb drives. 
Commerce Secretary Carlos Gutierrez said even though the number of 
missing computers is high, the chance of data misuse is low. 

     The Commerce announcement came partly in response to a request 
from House Government Reform Committee Chairman Tom Davis (R-VA) that 
agencies report all data breaches. The committee has received responses 
from all agencies except the Defense, Health and Human Services and 
Treasury departments. The Homeland Security and State departments have 
responded only partially. 
David Marin, the committee's staff director, said the panel is still 
reviewing other agencies' responses. Congressman Davis’s statement on 
this latest data breach revelation was, “Perhaps the most shocking thing 
here is that the public might not have ever known of these breaches and 
their scope if we hadn't specifically asked for the information. Why 
aren't these inventories taken automatically, instinctively?" Davis has 
proposed legislation H.R.5838 that would require the Office of 
Management and Budget to establish policies for agencies to follow in the event 
of a data breach.  

     Citing reports of lost, stolen or mishandled personal information 
that have come out of more than a dozen federal agencies in the last 
six months, Senate Minority Leader Harry Reid (D-NV) blasted the Bush 
administration for disregarding the protection of personal information. He 
said, "They talk tough about identify theft, but then show a complete 
disregard for the security and personal information of the American 
people".  Commerce Secretary Gutierrez said the Commerce department is 
working to encrypt all laptops and will require two factors of 
authentication for remote electronic devices, as required in a 23 JUN 06 OMB 
memorandum which calls for implementation within 45 days. Of the agencies 
within the Department of Commerce:

-	The Census Bureau reported 672 missing laptops over the last five 
years, of which 246 contained some degree of personal data.  Full 
encryption was in place on 107 of the laptops while 139 were either partially 
encrypted or lacked any encryption. Nearly half of all unaccounted-for 
laptops were stolen from employees' vehicles and the other half were not 
returned when employees left the agency. All 46 missing thumb drives (a 
small device that can contain significant amounts of data) were 
encrypted.
-	The Census Bureau also reported of about 2,400 handheld devices used 
to record survey data, 15 were lost or stolen with sensitive personal 
information, but each device was encrypted.  Additionally, it reported 
16 instances of nonelectronic breaches of personal information, 
including the loss of employee time and attendance records during an office 
move, and of retirement information packages sent to the National Finance 
Center during Hurricane Katrina.
-	 The National Oceanic and Atmospheric Administration reported 325 
missing laptops, of which three contained personal data. This included a 
laptop with the personal information, such as Social Security numbers, 
of 146 employees and contractor.
-	The other missing laptops spread across all Commerce agencies except 
the Economics and Statistics Administration, the Minority Business 
Development Agency, the National Technical Information Service and the 
National Telecommunications and Information Administration  did not have 
personally identifiable information. 

To date the government’s track record on personal data security 
indicates all veterans remain at risk for identity theft from government 
computer databases.  However, they have never indicated they are willing to 
compensate anyone who suffers a financial loss as a result of their 
negligence and, of course, the government cannot be sued for compensation.  
They have acknowledged they will notify veterans of any data loss but 
veterans affected will be on their own in taking corrective/preventive 
action after the loss has occurred. Veterans do have the option of 
obtaining personal protection at their own expense against identity theft.  
Insurance against identify theft for veterans through LifeLock 
www.lifelock.com cost a minimum of $7.50 per month. Other companies have 
similar charges. [Source: GOVEXEC.com Daily Briefing 22 Sep 06]


VA COLA 2007 UPDATE 01:  The Senate passed the veterans’ cost-of-living 
bill S.2562 on 21 SEP. The amount of the increase, which would take 
effect on 1 DEC 06 will not be determined for several weeks, but is 
expected to be about 2.9%.  About 3 million people inclusive of disabled 
veterans, survivors and low-income veterans receiving pensions from the 
Department of Veterans Affairs would be affected.  Uncertainty has arisen 
on the amount of the increase because the bill requires the increase in 
disability and survivors benefits to match the increase in Social 
Security and in military and federal civilian retirement. This increase is 
determined in mid-October by comparing consumer prices this year to last 
year. Annual increases in Social Security and military retired pay 
happen automatically as long as no law is enacted that stops them. 
Cost-of-living adjustments for veterans, however, only happen if Congress 
passes and the president signs a bill ordering the increase. Experts within 
the Congressional Budget Office estimate that the legislation will 
increase direct spending on disabled veterans and some of their survivors 
by approximately $700 million next year. Congress has enacted an annual 
COLA adjustment for veterans with disabilities and survivors every year 
since 1976 

     The different treatment is a historical anomaly from the days 
before the VA was a cabinet-level agency. Lawmakers then believed the only 
way they could have oversight over the then-Veterans’ Administration 
was to have an annual, must-pass bill providing increases in benefits for 
disabled veterans to which they could attach other veterans-related 
legislation. The practice has continued, although lawmakers are reluctant 
to attach anything that might jeopardize the veterans’ COLA. The 
Senate-passed bill contains no provisions other than the COLA, and House 
Veterans’ Affairs Committee aides said they expect the House also will keep 
a clean, unfettered bill that ensures quick enactment.  The VA has 
warned lawmakers that it needs the annual COLA approved by mid-October in 
order to ensure it takes effect 1 DEC to appear in January pay checks. 
The recess of Congress 28 SEP until after the Nov. 7 elections has 
impacted on this.  The Senate Committee chairman Larry Craig (R-ID) and the 
ranking Democrat on the veterans’ committee Sen. Daniel K. Akaka have 
(D-HI) expressed the importance of passing the bill in time to ensure 
that veterans’ disability compensation rates keep pace with the 
increasing cost of living.  [Source: NavyTimes Rick Maze article 22 Sep 06 ++]


VA DISABILITY BUYOUT UPDATE 01:   The concept of Government buyout of 
military benefits is mostly attributed to David Stockman, a politician 
and businessman who served as U.S. Representative from the state of 
Michigan 1977-1981 and as the Director of the Office of Management and 
Budget (OMB) 1981-1985. Stockman was the Director of OMB during the Reagan 
administration and is well-remembered for labeling military retirement 
pay as scandalous, calling it a dangerous drain on the economy. 
Stockman then proposed lump-sum buyouts of military retirement pay because he 
deemed it less expensive to pay once than to pay for life. He even 
toyed with the idea of buyouts for Social Security payments. Stockman’s 
buyouts never happened but his cost-cutting ideology lives on today in the 
person of arch-conservative Grover Norquist who urges the current 
administration to downsize government and its associated financial 
obligations. Norquest is the president of the noted anti-tax lobbying group 
Americans for Tax Reform, and a well-connected conservative activist with 
close ties to business and the media. In an effort to control spending 
on entitlement programs the present administration  has incorporated the  
concepts of Stockman and Norquist into their marching orders for the 
Veterans’ Disability Benefits Commission (VDBC) on the issue of lump-sum 
buyouts of veteran disability compensation.  [Source: VAWatchdog.org 
Larry Scott article 17 Sep 06 ++]


VA DISABILITY BUYOUT UPDATE 02:  Last week, the Veterans’ Disability 
Benefits Commission (VDBC) met in Washington D.C. and, once again, took 
up the issue of lump-sum buyouts. The VDBC was created by the Bush 
administration in 2003 and tasked with determining whether the death or 
disability of a veteran should be compensated and at what level, if any. 
The 13-member VDBC is a politically stacked-deck with nine members being 
appointed by Republican politicians making it likely to fall in step 
with the current administration’s goals.  The  President often speaks of 
controlling spending on entitlement programs lumping Medicare, Medicaid 
and veterans’ benefits under the “entitlement umbrella” by consistently 
using them in the same sentence. This gives the impression that all 
three of these programs are some kind of welfare when in fact Medicare is 
an insurance program and veterans’ disability compensation is provided 
to those who have been wounded or injured while serving the country. 
The administration strongly believes that entitlement programs are out of 
control and therefore should fall under a sharp budget knife. The VA is 
the second-largest government agency with a budget of over $80 billion 
for fiscal year 2007. The largest portion of the VA budget goes to 
disability compensation for veterans wounded or injured while on military 
active-duty. Lump-sum buyouts of VA disability compensation could save 
the government billions of dollars every year
 
    Key to the argument for the buyouts is a report from the VA’s 
Office of Inspector General (VAOIG) which recommended that the VA revise 
disability rating criteria to reflect expected lifetime impairment so 
that VA could offer lump-sum payments to veterans.  VA Secretary 
Nicholson supported the VAOIG report saying that the VA will review prior VA 
studies concerning lump-sum payments to veterans with disability 
ratings. Nicholson considers this a public policy issue. The VDBC has tasked 
the Center for Naval Analyses (CNA) with studying the concept of 
lump-sum buyouts. In the CNA’s Literature Review they write of substantial 
potential savings associated with a lump-sum disability settlement both 
in terms of reduced debt cost and administrative burden. There is a 
great deal of support on Capitol Hill for the lump-sum buyouts. Leading the 
charge is Rep. Steve Buyer (R-IN), Chairman of the House Committee on 
Veterans’ Affairs, who sees the buyouts as a logical cost-cutting move. 
When it comes to the work of the VDBC and what cost-cutting moves they 
should study Buyer has stated he thinks everything should be on the 
table. To date not one veterans’ service organization is in favor of the 
move. The American Legion has reminded its members that Chairman Buyer 
and other government officials have publicly expressed their desire to 
use the VDBC as a vehicle to institute radical changes in the VA 
disability system that would negatively impact and restrict entitlement to 
benefits for a large number of veterans.

     How would the lump-sum buyouts work? Initially the VDBC will look 
at lump-sum payments to veterans who receive 10% or 20% disability 
payments, those veterans currently receiving $112 or $218 a month. The 
buyouts would be based on life expectancy with only a percentage of the 
total value offered. Most commonly mentioned is a 50% buyout, but some 
have mentioned 30% as a more prudent offer.  (Example: If a veteran gets 
$218 a month from the VA and has a life expectancy of 20 years, his 
total compensation would be $52,320. The proposed buyouts would offer a 
cash settlement of somewhere between $15.696 and $26,160.) One of the main 
arguments for lump-sum payments, besides saving the
government money, is that the veteran can then invest his buyout and do 
much better financially in the long run. However, the CNA says the 
literature does not support that theory and told the VDBC younger, 
less educated, and lower ranking personnel would be more inclined to 
accept a VA lump-sum offer, and funds received in lump-sum payments are 
often spent on consumer goods rather than spent on long-term 
investments. 

    There are more questions than answers. A few of the potential 
problem areas are:  
-	If the veteran’s service-connected condition worsened, would he be 
able to file a claim or would the condition now not be compensable?  Many 
veterans will initially receive a 10% or 20% disability rating and then 
see it jump to as high as 100% as they age and their particular 
condition worsens.
-	Would the VA continue to treat the veteran for the condition even 
though he wasn’t getting compensation? Or, would the condition now be 
considered not to exist? The cost-savings to the government would be great 
and the cost to the veteran could be catastrophic.
-	What about another condition that occurs that is secondary to the 
original service-connected condition? How would that fit in? An example 
would be a veteran who receives disability for a bad knee. As that knee 
gets worse with age, back problems can arise and that could constitute a 
secondary disability that could be compensated.
-	Would the VA stop at the 10% and 20% disability ratings? Many feel 
that this would be just the beginning and that once the door is open, all 
disability ratings could be up for a lump-sum buyout.
-	Would the buyouts be retroactive? Or, would only new veterans fall 
under the plan? The largest savings for the government would be gained by 
including veterans currently receiving disability.
-	Would the buyouts be mandatory or optional? The savings for the 
government would be greatest with a mandatory buyout plan. Could this be 
imposed on veterans?

The biggest question of all is: How can you buy-out a disability?  
Veterans receive disability compensation because their ability to perform 
everyday tasks has been diminished by wounds or injuries sustained while 
on active-duty. The compensation paid by the VA is meant to make up for 
income lost due to the disabilities. A lump-sum payment is antithetical 
to the concept of on-going compensation for an on-going disability. The 
VDBC’s report to the President and Congress is due in late 2007. 
Washington watchers feel the VDBC will approve the concept of lump-sum 
buyouts. Obviously, the White House will approve. But, will Congress fall 
into line? One more thing to consider when veterans go to the polls in NOV 
06.  [Source: VAWatchdog.org 17 Sep & USDR Action Alert 29 Sep 06 ++]


AHLTA UPDATE 02:  Medical troops throughout the Air Force will soon be 
using the Department of Defense's global electronic health record 
system to keep track of patient records.  Known as AHLTA, it is the largest 
system of its kind, defense officials said. The system will go online 
at the military's 800 clinics and 70 hospitals by the end of December.  
At Yokota Air Base, Japan, hospital members will start training to use 
the system in mid-September. They will be ready to use it at the end of 
October.  Defense officials say the electronic system has the potential 
to serve more than 9 million servicemembers, retirees and their 
families. Once on line, some 60,000 military healthcare professionals around 
the globe can access medical records.  The long term vision is to be 
able to update digital medical records from the first care provided 
patients on the battlefield to their stateside care facilities, defense 
officials said. They expect that to be possible within the next three years.

     Unfortunately, the AHLTA system is not compatible with the VA’s 
electronic health record system VISTA.  This will impact on DoD retirees 
entering the VA health system and wounded active duty personnel 
receiving treatment in VA facilities.  The Senate appropriations committee has 
urged DoD to switch to VA’s record system.  However, Defense officials 
say VISTA would need significant modification to meet military needs 
and the switch would be long and costly.  In the short term, to the 
detriment of veterans needing health care, it appears neither DoD nor VA 
intend to modify their systems to make them compatible. [Source: Air Force 
Retiree News Service 21 Sep 06 ++]


VA FACILITY FUNDING:  On 13 SEP the House passed H.R.5815, the 
Department of Veterans Affairs Medical Facility Authorization Act of 2006. It 
provides $2.4 billion dollars for construction and renovation of several 
VA medical facilities. Included in the measure is funding for two VA 
medical facilities damaged by hurricane Katrina. HR 5815 would:
-	Allocate money from fiscal years 2007 through 2011.
-	Authorize the construction of multiple major medical facility 
projects, including new hospitals in Las Vegas, Nevada and Orlando FL as well 
as the expansion of the Spinal Cord Injury Center in Tampa FL.
-	Authorizes the restoration of the Department of Veterans Affairs 
Medical Center (VAMC), Biloxi, Mississippi as part of a joint-use facility 
that VA will share with Keesler Air Force Base, the advanced planning 
and site preparation for a joint-use medical facility in or near New 
Orleans and advanced planning for a shared medical facility in Charleston, 
South Carolina.   

     This legislation seeks to broaden access and enhance the 
efficiency with which health care is provided to veterans and takes advantage of 
collaboration opportunities among the DVA, state affiliated medical 
institutions and DoD.   The bill builds on a common interest in sharing 
resources such as expensive medical equipment, technologies and health 
care staff.  It will position VA to leverage potential new affiliation 
relationships by developing research partners and contacts with other 
non-profit organizations, while preserving the veterans’ identity of 
facilities.  Enhanced collaboration means that the most expensive equipment, 
such as medical imaging devices, could be shared between VA and 
university facilities.  As new technology becomes available with its 
inevitably steep price tag, it could be more easily acquired.

     The Senate also passed their affiliated bill S.3421. It authorizes 
funding of Department of Veterans Affairs (VA) medical facilities for 
fiscal years 2006 and 2007, and included a provision to expand the MGIB 
benefits for the spouses of severely injured veterans. The passed 
Senate bill included a substitute amendment introduced by Senate Veterans’ 
Affairs Chairman Larry E. Craig, (R-ID) funding construction projects 
for VA facilities in American Lake, Wash.; Columbia, Miss.; Milwaukee; 
Fayetteville, Ark.; and St. Louis. For additional information on both 
bills refer to http://thomas.loc.gov.  [Source: VFW Washington Weekly 18 
Sep & TREA Leg Up 28 Sep 06 ++]


VA CLAIM ERROR RATE UPDATE 01:  On 13 SEP the House Subcommittee on 
Disability Assistance and Memorial Affairs Chairman Jeff Miller (R-FL) 
held an oversight hearing to assess the training and claims procedures of 
VA’s claims adjudicators.  Testimony was received on the types of 
training provided to claims adjudicators, the standards used to measure 
proficiency and performance, and what the Veterans Benefits Administration 
(VBA) is doing to enhance the performance of claims examiners. Miller 
stated, “The ability to provide timely and accurate benefits are 
dependent not solely on increasing staffing levels, but on providing proper 
and thorough training.  Congress, and certainly VA, must ensure that 
current and new employees have the skills and knowledge necessary to render 
accurate and fair decisions the first time… As reflected in the 
testimony, the training that adjudicators receive is vitally important to 
achieving VBA’s mission.  The Subcommittee will continue its oversight 
responsibility for disability claims processing to ensure that proper 
skills and training are implemented.” 

     Within the last two years, VBA has hired nearly 1,000 new Veteran 
Service Representatives (VSR).  VBA estimates that it takes two years 
of formal and on-job training for a VSR to become proficient.  This 
training includes cooperative learning, classroom training, and utilization 
of the computer program, Training and Performance Support Systems 
(TPSS).  In addition to TPSS, VBA provides training through monthly 
broadcasts on various subjects.  Earlier this year, Admiral Cooper mandated 
that service center employees complete 70 hours of additional training 
annually; 80 hours will be required beginning in FY 2007.  VBA has also 
devised a pre-recorded training program, to be available in spring 2007, 
called the Content Distribution Network (CDN), which will allow 
employees to view these training seminars on their desktop. VBA has 
implemented a skills certification test to assess the knowledge base of claims 
adjudicators and to provide additional training when necessary.  However, 
a great many employees either don’t have the time needed to devote to 
training, or are failing basic competency tests.  [Source:  HCVA Press 
Release 13 Sep 06]


AGENT ORANGE CANCER STUDY UPDATE 01:  The Food and Drug 
Administration’s Ranch Hand Advisory Committee held its final meeting 14 SEP. 
Government health advisers debated what should be done with data and other 
material generated by the 24-year federal study of the health effects of 
exposure to Agent Orange.  An agency of the Institute of Medicine, the 
Medical Follow-up Agency, is supposed to take custody of the samples. 
Legislation authorizing the transfer and financing remains pending in 
Congress.  The “Ranch Hand” study, named for the Agent Orange spraying 
operation in Vietnam, ends 30 SEP 06 lat east partially closing another 
chapter on the war.  It has found elevated risk for diabetes among “Ranch 
Handers,” but no clear link to cancer.  The study included about 1,000 
Ranch Handers along with 2,000 other Air Force personnel who were not 
involved in the spraying of the defoliant Agent Orange.  The U.S. 
military sprayed some 11 million gallons of the defoliant over the jungles of 
southern and central Vietnam to expose enemy supply lines, sanctuaries 
and bases from 1962 to 1971. Airmen were exposed to Agent Orange during 
spraying flights, while loading the chemical onto the aircraft and 
while performing maintenance on the aircraft and the equipment for 
spraying.  Agent Orange contains dioxin, a cancer-causing byproduct that has 
been linked to medical ailments in both U.S. war veterans and their 
Vietnamese counterparts.  [Source: Military.com 17 Sep 06]


MOBILITY SYSTEM:  Eligible veterans with disabilities now have an 
opportunity to purchase the iBOT 4000 Mobility System, developed by 
Independence Technology, through medical coverage provided by the Veterans 
Health Administration (VHA). In 2003, Congress recommended the VHA study 
the system and after two consumer pilot studies placed it on the Federal 
Supply Schedule in 2005 under contract number V797P-3006M.  Assessments 
are now being conducted at hospitals in Veterans Integrated Service 
Networks (VISNs) across the country. VHA’s Coverage criteria take into 
account a veteran’s medical diagnoses, prognosis, functional abilities, 
limitations, goals, and ambitions.  The VA supports the dispensation of 
power mobility to allow the veteran to access medical care and to 
accomplish necessary tasks of daily living in ordinary home and community 
environments such as paved surfaces and mild terrains.”

     The system’s combination of functions allows users to go places 
and do things not possible with any other single mobility device. These 
Functions include:
-	Balance:  Raises user to eye level for business or social 
interactions, even when they are on the move.
-	Stair:  Enables the user to safely climb up and down stairs, with or 
without assistance, giving accessibility to previously inaccessible 
places.
-	4-Wheel:  Enables the user to climb curbs as high as five inches and 
to travel over a variety of uneven terrain, such as sand, gravel, 
grass, thick carpet and other surfaces.
-	Standard:  Enables the user to operate the device in the same manner 
as if in a traditional power chair. While operating in the Standard 
Function, users are able to easily fit their system under a table or desk. 
-	Remote: Allows the user or an assistant to drive the mobility system 
unoccupied into a vehicle.

This is the only marketed mobility system that is a prescription 
product and FDA approved.  However, it may not be suitable for everyone. 
Users must: weigh between 75 lbs and 250 lbs, have the ability to operate a 
hand-operated joystick, and complete the training program. Federal law 
restricts this device to sale by, or on the order of, a licensed 
healthcare practitioner. Veterans who are interested in evaluating the iBOT 
system can obtain more information and a video of it in action at 
www.ibotnow.com or call 1 (866) 813-0788 to speak with an iBOT representative 
regarding VA coverage. This advertisement is neither paid for nor 
sponsored, in whole or in part, by any element of the United States 
Government. [Source: Military.com 11 Sep 06]


GI BILL UPDATE 10:  The Department of Veterans Affairs has announced 
that effective 1 OCT 06 the GI Bill will be worth $38,700, a total 
increase of nearly $1,500 over last year's rate. This total is based on the 
new monthly full-time student payment rate of $1,075 multiplied by the 
36-month limit. If you are GI Bill eligible you get the increase no 
matter when you became eligible or begin using it. Your actual benefits may 
be much higher if you signed up for the Army, Navy or Marine Corps 
College Funds or elected to participate in the GI Bill Buy-Up program. 
Other GI Bill programs will also see an increase. For example the GI Bill 
for Selected Reserve will be worth $309 a month, the Reserve Education 
Assistance Program (REAP) will be up to a maximum of $806 a month and 
the GI Bill Apprenticeship and On The Job Training program will pay as 
much as $913 a month.  The Montgomery GI Bill (MGIB) was created to help 
veterans of active duty military service pay for their education and 
training. However, it is good for only 10 years after the date of your 
last discharge from active duty service.  Only about 50% of veterans use 
their GI Bill which can be used to pay for many different programs 
including:
-	College, Business Technical or Vocational Courses
-	Distance Learning including Correspondence Courses
-	Licensing and Certification Tests
-	Apprenticeship/Job Training (Veterans and Reserve Only)
-	Flight Training 
[Source: Military.com 16 Sep 06 ++]


COLA 2007 UPDATE 06:  The Bureau of Labor Statistics says the Consumer 
Price Index (CPI) rose another 0.2% in August, yielding a cumulative 
3.6% increase so far this fiscal year. That's a little less than the 3.8% 
CPI growth through August of last year. Last year, the COLA ended up at 
4.1%, but that's only because of a huge inflation surge in SEP 05 as 
energy prices skyrocketed after Hurricane Katrina. We're unlikely to see 
that again this SEP when energy prices are actually declining. Given 
that the annual COLA increase is based on the three-month average CPI 
from JUL through SEP and that the September CPI may be flat or even 
decline estimates at this point are that the 2007 COLA is likely to be in the 
3.4% to 3.6% range. For more information, visit 
www.moaa.org/controller.asp?pagename=lac_issues_second_career_cola [Source: MOAA Leg Up 18 Aug 
06]


GULF WAR SYNDROME:  Gulf War syndrome (GWS) or Gulf War illness (GWI) 
is the name given to an illness with symptoms including increases in the 
rate of immune system disorders and birth defects, reported by combat 
veterans of the 1991 Gulf War. It has not always been clear whether 
these symptoms were related to Gulf War service. Symptoms attributed to 
this syndrome have been wide-ranging, including chronic fatigue, loss of 
muscle control, migraines and other headaches, dizziness and loss of 
balance, memory problems, muscle and joint pain, indigestion, skin 
problems, and shortness of breath. U.S. Gulf War veterans have experienced 
mortality rates exceeding those of U.S. Vietnam veterans. Brain cancer 
deaths, amyotrophic lateral sclerosis (commonly known as Lou Gehrig's 
disease) and fibromyalgia are now recognized by the Defense and Veterans 
Affairs departments as potentially connected to service during the 
Persian Gulf War.
     About 30% of the 700,000 U.S. servicemen and women in the first 
Gulf War have registered in the Gulf War Illness database set up by the 
American Legion. Some still suffer a baffling array of serious health 
impairing symptoms. At the DEC 05 Research Advisory Committee on Gulf War 
Veterans' Illnesses meeting the following potential causes were still 
being considered.  Others which have been suggested through the years 
having been ruled out:
-	Combustion products from depleted uranium munitions;
-	Side-effects from the early 1990s' anthrax vaccine;
-	Infectious diseases from parasites;
-	Chemical weapons such as nerve gas or mustard gas; and
-	Combinations of the above factors;

Substances which were found to be associated with increased GWI 
symptoms in combat soldiers, but have been ruled out except as confounding 
factors because the exposed non-combat cohort did not also develop 
symptoms are: Pesticides, Insect repellents, and Pyridostigmine Bromide which 
is a drug to protect against nerve agents.  Other causes suggested have 
apparently been eliminated from consideration by authorities are:
-	Smoke from oil well fires;
-	Post-traumatic stress disorder and other psychological and 
psychosomatic causes;
-	Multiple chemical sensitivity;
-	Biological weapons;
-	Inhibited red-fuming nitric acid (IRFNA), a rocket fuel/oxidizing 
agent used in SS-1 Scud (and derived) ballistic missiles, SA-2 Guideline 
surface-to-air missiles and possibly other pieces of Iraqi military 
technology; and
-	Military experimentation

Refer to http://en.wikipedia.org/wiki/Gulf_War_syndrome for more 
information on why the above have been eliminated from consideration by 
authorities.  A VA Study doubts there is one Gulf War Syndrome. On 12 SEP 
the Institute of Medicine issued a report that stated that there is not 
evidence of a single Gulf War Syndrome. The report did find, however, 
that both U.S and foreign veterans who served in the 1991 war have more 
illnesses than members of the military who did not serve in the Gulf 
War. It was found that approximately 30% of Gulf War Veterans report 
symptoms. The report found evidence of an elevated risk of the rare nerve 
disease amyotrophic lateral sclerosis, also called Lou Gehrig's disease 
and increased risks of anxiety disorders, depression and substance 
abuse. The VA said they would not comment until they have an opportunity to 
study the report.  [Source: TREA Legislative Update 15 Sep 15 06 ++]


VET CEMETERY FLORIDA UPDATE 03:  A 569-acre property owned by the City 
of Jacksonville FL will become the site of a national cemetery to serve 
the burial needs of north Florida’s veterans for 30 years or more.   
Secretary of Veterans Affairs Nicholson, announced the DVA selection of 
the site and intent to purchase the property. VA originally considered 
14 sites and completed environmental assessments for four of them last 
spring.  The Secretary made his decision after considering the viability 
of each site.  The Jacksonville property is pasture land available for 
sale from the city and is north of the airport on Lannie Road. Funds 
for purchase of the land have been appropriated by Congress.  Additional 
funding will be required for design and construction in future years.  
If the land is purchased in the next few months and design begins next 
year, VA could start burials in the summer of 2009.

     The National Cemetery Expansion Act of 2003 directed VA to build 
six new national cemeteries in selected areas with large veteran 
populations.  Approximately 325,000 veterans live within 75 miles of 
Jacksonville. Veterans whose discharges are other than dishonorable, their 
spouses and dependent children may be buried in a national cemetery, 
regardless of where they live.  No advance reservations are made.  Other 
burial benefits for eligible veterans include a burial flag, a Presidential 
Memorial Certificate and a government headstone or marker, even if they 
are not buried in a national cemetery. Information on VA burial 
benefits can be obtained from national cemetery offices, from a VA Web site at 
www.cem.va.gov or by calling VA regional offices toll-free at 1 (800) 
827-1000.  [Source: Public and Intergovernmental Affairs News Release 14 
Sep 06]


VA CLINIC FLORIDA:  The Secretary of Veterans Affairs on 14 SEP 
announced the acquisition of 30 acres in Cape Coral for construction of a new 
outpatient clinic in Lee County FL.  Secretary Nicholson said VA 
intends to construct a 200,000-square foot outpatient clinic on a site near 
Diplomat Parkway and Corbett Road.  The site, purchased for $9.9 
million, replaces a facility in Ft. Myers.  The timeline for construction has 
not been established. In Florida, VA spent more than $5.2 billion in 
2005 to serve the state’s 1.8 million veterans.  VA operates six major 
medical centers in Florida, with 42 outpatient clinics, seven nursing 
homes and 10 Vet Centers. With 154 hospitals and more than 850 outpatient 
clinics, VA has the largest integrated health care system in the 
country.  VA’s health care budget of nearly $30 billion this year will 
provide health care to about 5.4 million people during nearly 600,000 
hospitalizations and 57 million outpatient visits. [Source: Public and 
Intergovernmental Affairs News Release 14 Sep 06]


EQUAL JUSTICE FOR SERVICEMEN:  Earl Warren, 14th Chief Justice of the 
U.S. Supreme Court said, “Our citizens in uniform may not be stripped of 
basic rights simply because they have doffed their civilian clothes”. 
However, under current law service personnel are denied equal access to 
the Supreme Court. To eliminate this inequity the ‘Equal Justice for 
Our Military Act’ (H.R.1364) was introduced by Rep Susan Davis (D-CA-53) 
to amend title 28, United States Code, to enable the Supreme Court to 
review decisions in which the Court of Appeals for the Armed Forces 
denied relief.  Even though the bill deals with military issues the House 
Judiciary has jurisdiction of the bill since the underlying issue deals 
with Supreme Court access.  To date the bill has gained only five 
cosponsors.  In AUG 06 the American Bar Association (ABA) drafted resolution 
116 and issued a report to urge Congress to change the law. The 
National Institute of Military Justice (NIMJ) endorsed this report as well as 
the MOAA and also urged Congress to change the law. Unfortunately, the 
Bush administration and Secretary Rumsfeld are opposed to allowing 
service members equal access to the Supreme Court and DoD General Counsel 
William Haynes wrote a letter in FEB 06 to the Chairman of the House 
Judiciary committee, Rep. Lamar Smith (R-TX-21), opposing the bill.  At 
this juncture with only five cosponsors, administration opposition, and  
a Republican non-veteran Committee chairman it is unlikely that any 
movement will be made on this bill unless veterans speak up to their 
legislators. [Source: AFA & NIMJ Sep 06]


LEGISLATIVE PROCESS:  Anyone may draft a bill; however, only members of 
Congress can introduce legislation, and by doing so become the 
sponsor(s). There are four basic types of legislation: bills, joint 
resolutions, concurrent resolutions, and simple resolutions. The official 
legislative process begins when a bill or resolution is numbered - H.R. 
signifies a House bill and S. a Senate bill - referred to a committee and 
printed by the Government Printing Office. All existing bills, their 
sponsors, and the latest action taken on them can be reviewed at 
http://thomas.loc.gov by inserting the bill number:

Step 1. Referral to Committee: With few exceptions, bills are referred 
to standing committees in the House or Senate according to carefully 
delineated rules of procedure. 
Step 2. Committee Action: When a bill reaches a committee it is placed 
on the committee's calendar. A bill can be referred to a subcommittee 
or considered by the committee as a whole. It is at this point that a 
bill is examined carefully and its chances for passage are determined. If 
the committee does not act on a bill, it is the equivalent of killing 
it. 
Step 3. Subcommittee Review: Often, bills are referred to a 
subcommittee for study and hearings. Hearings provide the opportunity to put on 
the record the views of the executive branch, experts, other public 
officials, supporters and opponents of the legislation. Testimony can be 
given in person or submitted as a written statement. 
Step 4. Mark Up: When the hearings are completed, the subcommittee may 
meet to "mark up" the bill, that is, make changes and amendments prior 
to recommending the bill to the full committee. If a subcommittee votes 
not to report legislation to the full committee, the bill dies. 
Step 5. Committee Action to Report A Bill: After receiving a 
subcommittee's report on a bill, the full committee can conduct further study and 
hearings, or it can vote on the subcommittee's recommendations and any 
proposed amendments. The full committee then votes on its 
recommendation to the House or Senate. This procedure is called "ordering a bill 
reported." 
Step 6. Publication of a Written Report: After a committee votes to 
have a bill reported, the committee chairman instructs staff to prepare a 
written report on the bill. This report describes the intent and scope 
of the legislation, impact on existing laws and programs, position of 
the executive branch, and views of dissenting members of the committee. 
Step 7. Scheduling Floor Action: After a bill is reported back to the 
chamber where it originated, it is placed in chronological order on the 
calendar. In the House there are several different legislative 
calendars, and the Speaker and majority leader largely determine if, when, and 
in what order bills come up. In the Senate there is only one 
legislative calendar. 
Step 8. Debate: When a bill reaches the floor of the House or Senate, 
there are rules or procedures governing the debate on legislation. These 
rules determine the conditions and amount of time allocated for general 
debate. 
Step 9. Voting: After the debate and the approval of any amendments, 
the bill is passed or defeated by the members voting. 
Step 10. Referral to Other Chamber: When a bill is passed by the House 
or the Senate it is referred to the other chamber where it usually 
follows the same route through committee and floor action. This chamber may 
approve the bill as received, reject it, ignore it, or change it. 
Step 11. Conference Committee Action: If only minor changes are made to 
a bill by the other chamber, it is common for the legislation to go 
back to the first chamber for concurrence. However, when the actions of 
the other chamber significantly alter the bill, a conference committee is 
formed to reconcile the differences between the House and Senate 
versions. If the conferees are unable to reach agreement, the legislation 
dies. If agreement is reached, a conference report is prepared describing 
the committee members recommendations for changes. Both the House and 
the Senate must approve of the conference report. 
Step 12. Final Actions: After a bill has been approved by both the 
House and Senate in identical form, it is sent to the President. If the 
President approves of the legislation he signs it and it becomes law. Or, 
the President can take no action for ten days, while Congress is in 
session, and it automatically becomes law. If the President opposes the 
bill he can veto it; or, if he takes no action after the Congress has 
adjourned its second session, it is a "pocket veto" and the legislation 
dies. 
Step 13. Overriding a Veto: If the President vetoes a bill, Congress 
may attempt to "override the veto." This requires a two thirds roll call 
vote of the members who are present in sufficient numbers for a quorum.
[Source: Government Guide http://congress.org 9 Sep 06]


MILITARY LEGISLATION STATUS UPDATE:  Following is current status on 
some Congressional bills of interest to the military community.  Support 
of these bills through cosponsorship by other legislators is critical if 
they are ever going to move through the legislative process for a floor 
vote. A cosponsor is a member of Congress who has joined one or more 
members in his/her chamber (i.e., House or Senate) to sponsor a bill or 
amendment. The first member to "sign onto" a bill is considered the 
"sponsor," members subsequently signing on are "cosponsors." Any number of 
members may cosponsor a bill in the House or Senate. At 
http://thomas.loc.gov you can determine the current status of each bill 
and if your legislator is a sponsor or cosponsor of the bill you are 
concerned with. The key to increasing cosponsorship is letting our 
representatives know of veterans feelings on issues.  At the end of some of 
the below listed bills is a web link that can be used to do that. 
Otherwise, you can locate who your representative is and his/her phone 
number, mailing address, or email/website to communicate with a message or 
letter of your own making:

H.R.303:  The ‘Retired Pay Restoration Act of 2005’ To amend title 10, 
United States Code, to permit certain additional retired members of the 
Armed Forces who have a service-connected disability to receive both 
disability compensation from the Department of Veterans Affairs for their 
disability and either retired pay by reason of their years of military 
service or Combat-Related Special Compensation and to eliminate the 
phase-in period under current law with respect to such concurrent receipt.  
Rep Charles Dent [PA-15] & Rep Carolyn Maloney [NY-14] have signed on 
to support the bill giving it a total of 239 sponsors. There are no 
related bills.  Last major action was a motion to the Discharge Committee 
on 5/24/2005 to bring the bill to the floor for a vote. A discharge 
petition requires 218 signatures for further action.  To support this bill 
and/or contact your Representative refer to 
http://capwiz.com/usdr/issues/bills/?bill=7728776.  

 H.R.602:  The ‘Keep Our Promise to America's Military Retirees Act’ to 
restore health care coverage to retired members of the uniformed 
services and their eligible dependents. House version of  S.407.  H.R.602 
responds to the Federal Court ruling that only Congress, not military 
recruiters, can authorize what kind of care will be provided to military 
retirees, and that only Congress can - and should - make good on promised 
and earned health care.  Referred to the Subcommittee on Health 
2/25/05, for a period to be subsequently determined by the Chairman. Rep 
Charles Boustany [R-LA-07], Rep John Sweeney [R-NY-20], Rep. Anna Eshoo  
(D-CA-14), & Rep. Mel Watt  (D-NC-12), Rep. William Jenkins  (R-TN-01), 
Jane Harman  (D-CA), Thaddeus McCotter  (R-MI), William Pascrell  (D-NJ), 
David Reichert  (R-WA) & Curt Weldon  (R-PA) have signed on to support 
the bill giving it a total of 261 sponsors. 

H.R.808:  The ‘Military Surviving Spouses Equity Act’ to amend title 
10, United States Code, to repeal the offset from surviving spouse 
annuities under the military Survivor Benefit Plan for amounts paid by the 
Secretary of Veterans Affairs as dependency and indemnity compensation 
(DIC).  A motion was filed to discharge the Rules Committee from 
consideration of H.RES 271 on 16 NOV 05.  This resolution provides for the 
consideration of H.R.808 and requires 218 signatures for further action. 
Rep Thomas Reynolds, [NY-26], Rep John Kline [MN-2] ,Rep Charles Taylor 
[NC-11] have signed on to support the bill giving it a total of 212 
sponsors. There are no related bills.  To support this bill and/or contact 
your Representative refer to 
http://capwiz.com/usdr/issues/bills/?bill=7683586
To support the discharge petition and/or contact your Representative 
refer to
http://capwiz.com/moaa/issues/alert/?alertid=8248891&type=CO

H.R.916: The ‘Medicare Access to Rehabilitation Services Act of 2005’ 
To amend title XVIII of the Social Security Act to repeal the Medicare 
outpatient rehabilitation therapy caps. Last major action was referral 
to the House Subcommittee on Health 14 MAR 05. House version of  S.438. 
Rep David Scott [GA-13] & Rep John Murtha [PA-12] have signed on to 
support the bill giving it a total of 260 sponsors. To support this bill 
and/or contact your Representative refer to
http://capwiz.com/moaa/issues/bills/?bill=7103976 & 
http://capwiz.com/moaa/issues/bills/?bill=7103896.

H.R.968: To amend title 10, United States Code, to change the effective 
date for paid-up coverage under the military Survivor Benefit Plan from 
October 1, 2008, to October 1, 2005. Last major action was referral to 
the House Subcommittee on Military Personnel 17 MAR 05. No new sponsors 
have signed on to support the bill which presently has a total of 146 
sponsors. There are no related bills.  To support this bill and/or 
contact your Representative refer to 
http://capwiz.com/usdr/issues/bills/?bill=7683511

H.R.994:  To amend the Internal Revenue Code of 1986 to allow Federal 
civilian and military retirees to pay health insurance premiums on a 
pretax basis and to allow a deduction for TRICARE supplemental premiums.  
Last major action was it being ordered to be reported by Voice Vote 6 
JUN 05. Rep Brian Bilbray[CA-50] & Rep. Madeleine Bordallo [GU]  have 
signed on to support the bill giving it a total of 340 sponsors. This is 
the House version of S.484. To support this bill and/or send a message 
to your Representative refer to 
http://capwiz.com/usdr/issues/bills/?bill=7761876

H.R.995: The ‘Combat Military Medically Retired Veteran's Fairness Act 
of 2005’ to amend title 10, United States Code, to provide for the 
payment of Combat-Related Special Compensation under that title to members 
of the Armed Forces retired for disability with less than 20 years of 
active military service who were awarded the Purple Heart. Last major 
action was referral to the House Subcommittee on Military Personnel 17 
MAR 05. No new sponsors were added to this bill which has a total of 31. 
There are no related bills.  To support this bill and/or send a message 
to your Representative refer to 
http://capwiz.com/usdr/issues/bills/?bill=7683281

H.R.1364:  The ‘Equal Justice for Our Military Act’ to amend title 28, 
United States Code, to enable the Supreme Court to review decisions in 
which the Court of Appeals for the Armed Forces denied relief. Last 
major action was referral to the House Subcommittee on Courts, the 
Internet, and Intellectual Property 4 APR 05. No new sponsors were added to 
this bill which has a total of 5. There are no related bills. 

H.R.1366:  The ‘Combat-Related Special Compensation Act of 2005’ to 
amend title 10, United States Code, to expand eligibility for 
Combat-Related Special Compensation paid by the uniformed services in order to 
permit certain additional retired members who have a service-connected 
disability to receive both disability compensation from the Department of 
Veterans Affairs for that disability and Combat-Related Special 
Compensation by reason of that disability.  Last major action was Referral to 
the House Subcommittee on Military Personnel 6 APR 05. Rep Madeleine 
Bordallo [GU] has signed on to sponsor this bill which has a total of 52.  
S.2385 is a related bill.  To support this bill send a message to your 
Representative refer to 
http://capwiz.com/usdr/issues/bills/?bill=7718711
To support Sen. Reid’s amendment to the 2007 NDAA bill S.2766 send a 
message to your Representative refer to 
http://capwiz.com/usdr/issues/alert/?alertid=8371516&type=ML

H.R.2076: The ‘Retired Pay Restoration Act of 2005’ To amend title 10, 
United States Code, to permit certain retired members of the uniformed 
services who have a service-connected disability to receive both 
disability compensation from the Department of Veterans Affairs for their 
disability and either retired pay by reason of their years of military 
service or Combat-Related Special Compensation.  Last major action was 
referral to the House Subcommittee on Military Personnel 6/21/2005. Rep 
Jeff  Fortenberry [NE-01] has signed on to sponsor this bill which has a 
total of 29. Related bills are H.R.303, S.558, S.845. To support this 
bill and/or send a message to your Representative refer to 
http://capwiz.com/usdr/issues/bills/?bill=7728776

H.R.2356:  The ‘Preserving Patient Access to Physicians Act of 2005’ to 
amend title XVIII of the Social Security Act to reform the Medicare 
physician payment update system through repeal of the sustainable growth 
rate (SGR) payment update system. Last major action was referral to the 
House Subcommittee on Health 23 MAY 05. Rep Zach Wamp [TN-3] & Rep Judy 
Biggert [IL-13]  ] have signed on to support the bill giving it a total 
of 177 sponsors..  S.1081is a related bill. To support this bill and/or 
send a message to your Representative refer to 
http://capwiz.com/usdr/issues/bills/?bill=7742321.
 

H.R.2962: The ‘Atomic Veterans Relief Act’ to amend title 38, United 
States Code, to revise the eligibility criteria for presumption of 
service-connection of certain diseases and disabilities for veterans exposed 
to ionizing radiation during military service, and for other purposes.  
Last major action was referral to the House Subcommittee on Disability 
Assistance and Memorial Affairs 28 JUN 05. No new sponsors have signed 
on to support the bill which has a total of 53 sponsors.  There are no 
other related bills. To support this bill and/or send a message to your 
Representative refer to 
http://capwiz.com/usdr/issues/bills/?bill=7784066

H.R.4259: The ‘Veterans right to Know Act’ to establish a Commission to 
investigate chemical or biological warfare tests or projects, 
especially such projects carried out between 1954 and 1973, placing particular 
emphasis on actions or conditions associated with such projects that 
could have contributed to health risks or been harmful to any United 
States civilian personnel or member of the United States Armed Forces who 
participated in such a project or who was otherwise potentially exposed 
to any biological or chemical agent, simulant, tracer, decontaminant, or 
herbicide as a result of such projects; and to submit a report to 
Congress of its findings and recommendations. Last major action was referral 
to the House Subcommittee on Military Personnel 30 NOV 05. No new 
sponsors have signed on to support the bill which has a total of 43 
sponsors. There are no other related bills. 

H.R.4914: The ‘Veterans' Choice of Representation Act’ to amend title 
38, United States Code, to remove certain limitations on attorney 
representation of claimants for veterans benefits in administrative 
proceedings before the Department of Veterans Affairs, and for other purposes.  
Last major action was referral to the House Committee on Veterans' 
Affairs 9 MAR 06. No new sponsors were added to this bill which has a total 
of 8. There are no other related bills.  To support this bill and/or 
send a message to your Representative refer to 
http://capwiz.com/usdr/issues/bills/?bill=8835676

H.R.4949: The ‘Military Retirees Health Care Protection Act’ to amend 
title 10, United States Code, to prohibit increases in fees for military 
health care.  Last major action was referral to the House Committee on 
Armed Services 14 MAR 06. Rep Henry Cuellar [TX-28] & Rep John Sweeney 
[NY-20] have signed on to support the bill giving it a total of 163 
sponsors. There are no other related bills.  To support this bill and/or 
send a message to your Representative refer to 
http://capwiz.com/usdr/issues/bills/?bill=8591231 

H.R.4992: The ‘Veterans Medicare Assistance Act of 2006’ to provide for 
Medicare reimbursement for health care services provided to 
Medicare-eligible veterans in facilit